By Anonymous - 14/04/2015 07:21 - United Kingdom - Nottingham
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It might be time to talk to him if it's a trust issue . . . Sorry OP
Did he come into the marriage with a lot more money than you? That might be a reason for not wanting to combine funds.
Then it's a simple issue: each of you keep your separate accounts. Create a new, joint account. Each of you can then put funds into this new, shared account from your separate accounts. This would be a first step to letting him - both of you - feel comfortable with having a joint account.