By oh... - 20/10/2013 20:34 - United States - Springfield
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I don't know how close you are to your dad, but that's a serious crime and you should be making a police report.
Honestly, I would ABSOLUTELY throw either of my parents in jail (or anyone else for that matter) if they were screwing me over/stabbing me in the back in a criminal way. Problem is, if people realize that you'll let them get away with things like this simply because they're family or you have some sort of sentimental attachment to them, they will repeat the behavior because they know you won't do anything about it. You have to look out for yourself first - if someone you're close to is taking advantage of you, you need to cut off the strings ASAP, or let them know in some other form that the behavior will not be tolerated. If people feel the need to downvote me to hell for this, that's fine.
Why should OP let their dad get away with (potentially) trashing their credit score? That sort of thing stays with you for life and I doubt that it's going to be easy for them to undo the damage that dear old dad did. Depending on how long it has been going on, this could affect their ability to buy a house or car among other things. OP's dad should have been up front with them about it and told them he wasn't able or willing to pay at that point in his life, not lie like a child. Parent or not, I'd definitely be reportng just so that I'd have a chance at undoing some of the damage.
13, I would not hesitate to throw my dad in jail. He has been a complete ass to my older brother and is now royally screwing up my chances of affording college. He's also lied in court while under oath, he fakes his income to pay next to nothing for child support, and multiple other things. There comes a point when a parent becomes nothing more than a sperm donor after they treat you that bad for so long.
Have fun paying your own rent, paying for your own car, bills like your cell phone, internet, utilities and expenses like food and gas. Speaking you are a teen still living with your parents. You'd be out on your ass. But hey I was on my own since 18. So I know it's more of a struggle the last 9 years standing up being independent than being cozy at home not worrying about a damn thing. My sister is doing that -- she's 10 years older than me.
Father of the year. Maybe you can go to the bank and prove you didn't sign the loan? I'm surprised he got a loan in your name without proof of identification.
Depending on the source of the loan, the deception can be fairly easy to accomplish. All of my student loan applications took place entirely online via my schools' websites. As the father, he has access to a lot of the security information (DOB, SSN, etc.) they would typically ask for to ensure a person's identity.
As far as I know colleges do not factor debt into admissions decisions(speaking from experience: 3 different colleges, 3 different degrees). It's the lack of the ability to pay for classes and living expenses that will be the issue. Doesn't stop the fact that OP's dad sucks and is shackling his child with debt before he can even try and better himself.