Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
College Life
Packed lecture halls, a sketchy roommate and frat parties: welcome to college, the real thing.
Same thing different taste
Not-so-biker chick
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Stick to sidewalks
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Bastard Bambi busts bumper
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Spending spree
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (172)
ceiling_cat 0
the trucks insurance has to pay for it.
humorizer 14
Umm.... you guys do realize Israel (while not really a country) is not part of the US, right? I mean I understand the US is Israel's bitch, but they're technically not the same thing. Geeze. The laws there are different.
tisiphone_fml 0
What are the laws on that in Israel, out of curiosity?
naana1 0
oh dahhhhm that sucks
michaelscott69 0
#66 wins
mmart54 0
your just dumb, if u can't afford the insurance than u can't afford a car. now that u don't have either maybe u can afford a life coach. Deez lessons ain't free son!
Tripout 0
ROFLMFAO I know this isn't the karma u guys are talkin about but let me just say I KNOW A KARMA AND YES SHE IS A BITCH .............ok I'm done .................. lol I'm so random
thekraken 0
hey remember the other day when you asked me what irony was?
mrteacup 0
isn't it illegal to not have car insurance your an idiot to celebrate with the money you need to buy insurance with
goldenone 2
if "karma" is a bitch, why call her a bitch? she'll be after you next for that