Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
likeomgwhat 0
you may friend need a bumper sticker saying "jesus is my car insurence"
6991 0
That sucks! Here in Michigan it's illegal to drive without insurance, so on the one hand you always have insurance, but on the other, you're always stuck with a big bill every month whether you can afford it or not.
rosea888 0
haha. nice one
uthinkursisbad 0
If a car hit you, isn't it their responsibility to pay for the damages?
chunky_baby 4
more like FML for the truck. we don't know if its the op's fault still. op, grow up and get ins.
drunastunamazing 0
not to be rude but that's why they call I insurance!! u never know when your going to need it
sleephunters 8
How's the ice cream?
theluckygirl28 8
Dude, you live in Israel. The place is notorious for car accidents and crazy drivers. Removing your insurance may put a few more shekel in your pocket, but in Israel? Accident rates are crazzyyy!!
JMoon617 0
Yea were you high when you made this decision?? You can't account for what other assholes do to you. You completely deserve that, I'm glad you were able to learn this lesson, shame on you. HA!
Rota 0
If the truck hit him he's fine. The guy driving the truck's insurance would cover him. If that guy doesn't have insurance OP can take him to court and **** him in the street with the long menacing dick of the law.