Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
College Life
Packed lecture halls, a sketchy roommate and frat parties: welcome to college, the real thing.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
XR6Falcon 0
lmao u ********
St0rm11 0
You're awesome.
drafterman 0
#111- Perhaps people are being a bit blunt because driving without insurance when you can't afford an accident is the same as gambling when you can't afford to lose - it's perhaps the most foolish thing you can do. I'm not sure how you get all this stuff about comprehensive vs. third party insurance from "I finally removed my car insurance". Insurance should be a cost-based decision; Is it cheaper to pay insurance costs monthly, or to pay out-of-pocket when I'm in an accident (ignoring, for the moment, whether or not insurance is mandatory, which makes the decision for you). If you can't afford either, then you shouldn't be driving.
B_Ez88 0
34- well, not having insurance is illegal dumbass! lemme guess,u don't have medical insurance either huh?... there goes ur newly saved up money
B_Ez88 0
to #84, he's NOT going to be fine even if it was the other guys fault,do some research b4 u make up ur own laws. its illegal either way u spin it. Cops ask for both parties proof of ins.... his license WILL be suspended when they find out
zuuzuu_fml 0
first of all your an idiot and YDI.. second,, you don't need insurance!! the truck hit you so he's insurance covers the damages.. that's how it works in Australia..
zuuzuu_fml 0
another thing!! America doesn't rule the world!! every country has there own set of rules.. it's not compulsory to have car insurance in Australia.. if the op was driving without insurance it's probally not against the law for him either..
jk2010 0
Don't know why it says its from Israel. I'm from Dallas, Texas!!!
kingwaldo 0
Karma's a bitch, ain't it?
drewrox 0
that's why u keep insurance bit get rid if it