By Anonymous - 06/12/2010 14:51 - Canada
By Screwed in Seattle - 05/02/2011 16:13 - United States
By Anonymous - 31/05/2012 19:03 - Canada
By Jordan - 12/11/2020 05:02 - United States - Herndon
By nicetoknow - 26/09/2016 12:57 - Australia - Blacktown
By Anonymous - 01/03/2020 18:00
By Anonyname - 18/05/2014 19:14 - United Kingdom
By Anonymous - 08/10/2020 08:01 - Europe
By sdeeter - 29/04/2013 13:39 - United States
By soon to be unemployed - 28/01/2014 22:36 - United Kingdom - Southampton
By Anonymous - 14/12/2014 07:07 - Canada - London
By Ashleigh - 22/04/2011 18:43 - United States
By sickday - 02/12/2018 17:30
By MissedTheBoat - 14/04/2013 07:28 - Canada - Calgary
By Anonymous - 05/05/2013 15:53 - United States
By Anonymous - 07/12/2009 21:05 - Canada
By Anonymous - 02/03/2020 21:02
By ILoveFML - 29/08/2010 14:14 - United States
By iliketoastalot - 09/08/2011 17:38 - United States
By Anonymous - 06/10/2015 04:18 - United States - Lake Oswego
By Annabelle - 05/07/2009 20:12 - United States
By Anonymous - 03/02/2021 17:01
By About2bhomeless - 09/11/2021 11:01
By Anonymous - 18/10/2010 06:36 - United States
By yardswoman - 29/06/2016 23:01
By Anonymous - 04/10/2013 05:04 - United States - Salt Lake City
By Pups4Cups - 26/10/2016 12:43
By kiran - 24/10/2009 04:19 - United States
By Anonymous - 08/07/2009 21:43 - Canada
By Idon'thave£12000 - 06/05/2019 16:00
By WhoDoYouLove6208 - 11/10/2009 05:09 - United States
By Anonymous - 24/01/2015 01:17 - United States - San Francisco
By DontSniffMyHair - 07/07/2021 06:01
By MereLewis95 - 26/10/2011 08:58 - United Kingdom
By Lyn - 06/07/2012 22:14 - France
By miiiiilk - 05/12/2010 11:12 - United States
By firedofbirthday - 14/02/2010 00:29 - France
By Timmah - 31/08/2009 05:18 - United States
By a man - 13/07/2013 13:20 - United States - Houston
By sleepy momma - 02/06/2013 06:06 - United States - Altoona
By ZG1 - 13/02/2021 20:00
Add a comment - Reply to : #
there could be a couple things wrong here- the foremost could be that he didnt have insurance and in that case, no sympathy here. Or he didn't have full insurance and only liability which is a stupid choice to make with a brand new car. Or what I am thinking happened here was that he had full insurance but his insurance agent hadn't checked put the car yet- in that case if something happens (and even though you still have insurance) then insurance doesn't pay for it. that frame is really short though- 1-3 days in most cases.
Insurance can cover a new one? My friend got hit by a semi and her insurance covered everything, including a new car. Unless you don't have insurance.
Not everyone who doesn't have full coverage is an idiot. I, for example, was told by my insurance company when I first purchased my new car that I was purchasing full coverage insurance, as required, from them that would cover liability for my car and for any other drivers in case I got in an accident that was my fault. What they didn't happen to mention was that this "full coverage" didn't count if an uninsured driver hit me, which is ridiculous since they said my policy would cover everything in the beginning. I'm still trying to discuss this with them, but the guy who I got the insurance from was fired. Perhaps OP is in a similar situation?
In Quebec, it used to be the "guilty" driver's insurances to pay for damages. But now, they found a new way to make money, it's your own insurance that pays for the damages caused by someone else, and they sue that person's insurances afterward. By doing so, they can raise our insurance fees every time...
False, in Quebec, your insurance cie will pay the damages to your car no matter which driver is at fault, but they will NOT sue the at fault driver's insurance cie. Insurance cies just found out they owed each other almost the same amount of money in the end plus they had to pay big lawyer salaries. So they cut the court fees and just pay for their own insureds. But you are free to think that 200 cies in a free competition market are all working together to milk you and that none of them have ever think to low the prices to gain market share! You deserve it for the OP because in Quebec we got insurance coverage at probably the lowest price in North America. Next time you'll know
Yeah, insurance should cover it, they should give you money for another car in the amount of what your car was worth before the accident. And if you don't have insurance, YDI.
If you can't afford insurance, you can't afford to be driving period. It's not fair to expect other drivers on the road to foot the cost. Since the OP said the car was a month old, if they can't afford insurance, they shouldn't have bought a new car. I'm not saying they didn't have any insurance, but if they had gotten the insurance most new car owner's pay for, this wouldn't be happening.
For the whole story, It was a personal loan, therefore i was not required to have full insurance and was only covered if i hit someone. I am a student and therefore was trying to save some money. Although the car was not of the year I only had the car for one month but still paid 10,000$ for it.
Liability ins won't buy you a new car. but like I said "IF" the car is "Paid" for Liability ins is all your legally obligated to buy. Additional insurances is pure preference based on your affordability, value of the car, and I guess how good a driver you think you are and how much loss you can absorb if you are involved in a wreck.