Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
shadaboo2014 0
dummy shouldnt have deleted ur insurance...thts wat ya get 4 bein cheap!
jaydenjade 0
is Cali the only state that requires insurance?
gazelle_fml 0
that's probablly gods way of saying "wow idiot are u nuts??? get off your smug lazy ass put away the ice cream and get ur insurance back!!" well im just asuming that's what he would say:)
Raiden353 0
no, NY does too
Arday 0
well considering it's illegal NOT to have insurance in Israel I'd have to say this FML is a lie.
Darkhumor 0
If you can't afford insurance you'd probably find you'd save money by selling your car too. Is there no public transport in israel? Do people not have bicycles? Not FYL, f the truck's life cos they have to deal with you instead of an insurance company
Rota 0
Arizona as well.
qwerty3210 0
i call fake. as in many other countries in the world, in israel its mandatory to have insurance.
marshmallowmouse 0
Yeah, because no one EVER breaks the law!
cmac86 24
oh yeah, karma is a bitch. this instance it's more irony than karma, but when she hits, karma can really bitch slap you.
youshitme 9
Why is everyone being so mean here? Maybe comprehensive insurance is too expensive, relative to the worth of the guy's car. If you have a crap car, it's often better to get insurance where you're covered against damages to other people's property, but not your own, if you're at fault. If you live in an area, like the area I live in, which has statistically more car thefts than other areas, it's often around a quarter, even half of the car's worth, to pay every year. You don't always have to be insured comprehensively, a lot of the time, it is a complete waste of money. And, before you attack my comment, look up the difference between comprehensive and third party insurance.