Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
College Life
Packed lecture halls, a sketchy roommate and frat parties: welcome to college, the real thing.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
ALegitNinja 0
You had to know that was coming. Life sucks, but YDI for not getting some insurance that wasn't overpriced. Enjoy the 4000 dollar ice cream.
lucifer69_fml 0
what the? did my comment get deleted? is that possible?!
SallySweet 0
As someone who's been in an accident that was caused by a moron who didn't have insurance, I say you're a moron, too. The guy that hit me paid out of pocket for my repairs, paid extra for new insurance, paid two fines, and was sued by the city. Think about that while you eat your ice cream.
omg2010 0
you should always have insurance idiot
monbon6788 0
this reminds me of a simpsons game i once played. you were supposed to drive around hitting stuff, and whenever you hit something, Homer would yell, "I don't have insurance!!" good times.
2tone2bone 3
Simpsons hit and run!
HookEmTexas07 0
Not karma. For the love of God learn what it is. Not every bad thing that happens as a result of another thing is karma. Stops saying "Karma's a bitch" it's not.
HookEmTexas07 0
Actually, it's not ironic at all. You're using a word that you don't know. Go look it up and learn it before you try to use it.
blastvortex 4
Vehicle insurance is compulsory in Israel, so YDI.
logicalliv 9
Thanks for clearing that up! I was wondering! I can understand dropping collision insurance - esp if you have an older car - but the liability insurance is important....if you ever hit someone and are at fault, they can sue you personally for everything. (At least in the US). While I don't know the law in Israel, but I'd imagine that most countries have some mechanism for allowing the injured party to get money from the person who injured them.
althor 0
wow.. ice cream must be really expencive if you have to cancel your insurance to afford it..
boboland 0
hahahaha love it!!
StoryOfTheYear 15
don't really see how karma would affect him hitting a truck