Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
arooow 0
is it even legal to drive w/o insurance
sacknugget 0
you're a complete and total idiot
wmertz15 0
that is illegal to drive without car insurance u ******* idiot
chrisbom5 0
actually karma is a hinduist belief that affects your current life. dharma is what happens to you in your next life so u should learn your history
Xuphra 0
I lol'd so hard OP.
barkman173 0
virginia requires you have insurance or pay a huge fee ($500 I think) to be uninsured...why would you PAY to not have insurance??? if you're that broke, take the bus!
Zapurdead 3
Wow OP, way to be a Jew (If you are one). :P
SeximusPrime 0
You must be the most idiotic moron on the face of this green Earth! You deserve it for making taxpayers pay for YOU.
spectralblue 0
actually insurance is mandatory in most countries! this is not unique to north America! however insurance in Israel seems to be divided into two parts, having comprehensive insurance seems to be optional and the only mandatory one is for medical coverage perhaps. http://www.jewishagency.org/JewishAgency/English/Aliyah/Aliyah Info/Aliyah Information/General Information/Informal Tips/car.htm maybe the op was refferring to changing his insurance to that basic one?
pmorris92 0
imsurance truck strikes again!!