Tricked
By Dannnn - 10/06/2021 10:59
By Dannnn - 10/06/2021 10:59
By jcrb - 03/09/2021 10:59
By Anonymous - 14/08/2013 09:11 - United States - Sanford
By RoyBoy - 26/07/2021 18:01
By myheadhurts - 21/06/2009 07:09 - United States
By BrokeAfnow - 02/05/2021 02:01
By Effing buzzkill - 04/07/2023 10:00
By RedHotRoses - 20/12/2017 15:00
By ... - 14/04/2021 17:00
By Username - 23/07/2011 21:27 - United States
By omgfmlhard - 11/05/2009 23:14 - United States
By Username - 06/01/2011 07:49
By Anonymous - 10/10/2018 16:00 - United States
By Anonymous - This FML is from back in 2012 but it's good stuff - United States
By Pedro the Basuraman - 11/05/2018 20:30
By Tate - 16/04/2022 12:00
By Anonymous - 22/01/2022 11:01
By Middle Age Divorced Dad - 22/01/2024 23:40 - Canada - Stittsville
By Dopeydancer - 08/09/2009 13:12 - United Kingdom
By Lucy - 22/03/2022 06:00
By no selfie for me - This FML is from back in 2013 but it's good stuff - United States - Pasadena
By Anonymous - This FML is from back in 2009 but it's good stuff - United States
By Anonymous - This FML is from back in 2014 but it's good stuff - United States - Tobyhanna
By Anonymous - 30/07/2023 12:00
By lobotomized - 13/07/2009 03:15 - United States
By Anonymous - 22/07/2021 07:59
By Anonymous - 13/02/2015 16:36 - United States - Colorado Springs
By ashleeylynn - This FML is from back in 2010 but it's good stuff - United States
By Telinaa - 08/11/2010 02:25 - Australia
By called the cops - 22/09/2023 19:00 - United States
Keywords
So it turns out anyone with a Canadian's name, address, date of birth and the ability to make an educated guess can get that person's credit report. Using my credit report they found out I had a line of credit. I haven't used this line of credit in over 7 years and my bank card for it was deactivated. The bank however did have my current phone number and signature. I'm not sure how they didn't think to validate either. After spending an entire day dealing with the bank they admitted that they didn't follow their procedures, that it really was their fault and that they would launch an investigation. The next day the bank fraud department called me and asked me to identify myself by answering some questions. I might have gone to far at this point. I was not the most polite. I explained that they were calling me and that they shouldn't be asking me personal questions when they haven't proven they really are the bank. The lady on the phone was clueless as to why I would be asking here to prove she was from the bank. In the end she couldn't prove she was really from the bank and I hung up. I should point out that this bank regularly tells people they will not call customers and ask for personal information. It then took me 3 hours on hold to get back in touch with a person a the fraud department. The banks "investigation" involved asking me questions from a script. Other than where was I at the time of the incident all the questions were irrelevant to the what had happened. The Bank in question is CIBC The credit bureau that leaked my credit report was Equifax Transunion, the other credit bureau, in my opinion, has far better data but uses dark patterns to fraudulently get people to signup for services they don't need.