Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
College Life
Packed lecture halls, a sketchy roommate and frat parties: welcome to college, the real thing.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
jonnymohio 2
If you can't afford the insurance, you shouldn't have a car in the first place. Get off the road.
bam4life 0
I'm pretty sure it's illegal to drive a car without insurance...
yottskry 0
Oh yeah in every country everywhere ever the same laws apply...
mommy2cassidy 18
In Israel you need at least basic insurance to legally drive the vehicle. I do think it's dumb to not have more than basic to cover your ass for the idiots out there.
jessicams 0
That's your own damn fault.
AKADreyadigg 0
yeah... u deserve it because 1.) you're a cheapskate and 2.) because hmmm. idk it's illegal to drive without insurance in the vast majority of the stares... Have fun buying a new car u bastard
Towelie_31 0
#19 israel is not a state... it's a country...
Towelie_31 0
#19 it doesn't matter how many states it's illegal in, OP lives in Israel
Norwegian_Wood 4
Technically, Israel is considered a soverign state. I highly doubt that's what #19 was saying, but... just thought I'd point that out. OP, YDI, 100%. Like #16 said, if you can't afford insurance, don't drive.
Gimmedat 0
Guys, I'm Chinese, and yes, some people in Guangzhou eat dog meat, but don't ******* make that a stereotype and broadcast it across the whole goddamned world of FML with a profile picture, okay? thx :)
AGGoddess 2
You should have tried to find a cheaper insurance company.
Person1233 13
Where I live it's illegal to drive without car insurance. I don't know about Israel though.
spetchi 0
That sucks, but you really shouldn't have gotten rid of you insurance. Ydi for no common sense
irishfever 0
I bet you're fat.
roadie42 21
Illegal driving AND no ice cream? What a rough day.
Cheesecake2k 0
~Yeah true. Its so obvious that everybody in the world live in America.~
npk88 0
Yep, it's illegal to drive without insurance in many states in the US and several countries in Europe from what I understand. Almost everyone gets in at least a minor car accident at least once in their lifetime...driving without insurance is taking a big (and dumb) risk. As expensive as you think it may be it pales in comparison to how much you would have to pay to fix yours and/or someone else's car!