Today, thanks to some asswipe drunk driver fleeing the cops the wrong way down a one-way street, I've now had my third wreck this year. My insurance premium's now higher than Bob Marley in a weed factory. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, a drunk driver crashed in through my living room wall. Not only that, but he managed to completely miss the first two houses on the block, which should have been a barrier before mine. FML
Today, I woke up to find the entire driver's side of my car wrecked. Front door, back door, front and rear bumper smashed to shit. A drunk driver had hit it the previous night and ran. Don't worry though, he stopped and left his insurance information. He keyed it into the undamaged side of my car. FML
Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Today, for the 2nd time in a month, I've been rear-ended at a stop light. One insurance company refuses to pay because of prior damage from the 1st accident, and the other won't pay because of new damage not caused by their client. I just want my car back. FML
Today, while driving to work, some asshole stopped sharply on the 60 mph highway because he almost hit the car in front of him. Even with maintaining my distance, and slamming on the brakes, I still ruined the front end of my car on his dented bumper. I haven't even had the car for a year, and I'm still the one at fault. FML
Today, my husband ran our car into a fence at work. He had to file an insurance claim, with a company we only just got with, and it's going to deplete the rest of our taxes. FML
Today, I accidentally rear-ended an undercover police car. FML
Today, I got into a car crash, in my own garage. FML
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Top comments
onlychildFTW 34
This last accident wasn't your fault so you shouldn't have your rates increased because of it. Fight it. I don't know about your other 2 so can't comment on those.
poppunkette 22
How the hell can you have 3 accidents in one year? But yeah cause the guy was drunk it's not your fault they shouldn't raise your insurance.
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Comments (104)
vincent57_fml 14
At least you survived.
Epickitty58 29
Best analogy ever.
Rainbow_dumpster 28
I'm Sorry but that last part is hilarious! xD;; FYL, though. :(
skyjayq 10
LMAO!
averagenamehere 10
I would like to see this"weed factory."
elmateo_fml 9
where is said factory?
Kittyphysics 21
at least you're not hurt!
donutcallmethat 16
Some people have more not-at-fault accidents, either because they aren't good at defensive driving, the area they live/work in has bad traffic, or bad luck. Some states allow insurance companies to raise the premium or decline insurance for not-at-fault accidents. My advice is to call around and get some insurance quotes. Maybe some other company would charge you less?
tediruxe 13
three insurance claims just since September and a traffic ticket. brother got a ticket, backed into, his car stolen and torched then into an accident less then a week after that in the rental.
asrfvjjvcvjjcv 3
You forced that last line