I'm an excellent driver

oH No wÜt coUnty do YoU LiVE thAt iT's a MAjOr fINACial burDen tOO hAvE an AUTOMOBILE AcCiDeNt?

you could have not done any of that.

How is an insurance claim going to deplete the rest of your taxes? Isn't that the point of having insurance?

Maybe they have a deductible. Some can be awful expensive

it's called a "deductible".

Liability doesn't have a deductible though, that's only for covering your own vehicle. And how much damage could he manage to do to his car with just a fence, that it would require immediate repair?

I don't understand this. How does claiming on your car insurance affect your taxes?

Maybe they have this thing called a deductible. Some can be really high like 1,000$

For those not understanding how this will use up the rest of their tax refund, it's called a "Deductible" Those who have never dealt with a deductible are apparently still on mommy and daddies insurance. Those of us with our own insurance policies cannot always afford getting a policy with a $0 deductible. They might have a $500 or $1,000 deductible meaning they have to pay the first $500 or $1,000 of the total repair bill before the insurance pays the rest.

Yeah no I'm 41. Deductibles aren't applicable to liability.

I'm not a child, I'm just not American! I didn't understand what was meant by "taxes" (since to me they are what you pay to the government and have nothing to do with insurance) but I assume from other comments it is a tax refund. Also, we don't have deductibles. We have excess, but it looks like it is the same thing.

Ever heard of a deductible? Oops I meant to comment on one of the other comments sry everyone