Today, thanks to some asswipe drunk driver fleeing the cops the wrong way down a one-way street, I've now had my third wreck this year. My insurance premium's now higher than Bob Marley in a weed factory. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, a drunk driver crashed in through my living room wall. Not only that, but he managed to completely miss the first two houses on the block, which should have been a barrier before mine. FML
Today, I woke up to find the entire driver's side of my car wrecked. Front door, back door, front and rear bumper smashed to shit. A drunk driver had hit it the previous night and ran. Don't worry though, he stopped and left his insurance information. He keyed it into the undamaged side of my car. FML
Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Today, for the 2nd time in a month, I've been rear-ended at a stop light. One insurance company refuses to pay because of prior damage from the 1st accident, and the other won't pay because of new damage not caused by their client. I just want my car back. FML
Today, while driving to work, some asshole stopped sharply on the 60 mph highway because he almost hit the car in front of him. Even with maintaining my distance, and slamming on the brakes, I still ruined the front end of my car on his dented bumper. I haven't even had the car for a year, and I'm still the one at fault. FML
Today, my husband ran our car into a fence at work. He had to file an insurance claim, with a company we only just got with, and it's going to deplete the rest of our taxes. FML
Today, I accidentally rear-ended an undercover police car. FML
Today, I got into a car crash, in my own garage. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
onlychildFTW 34
This last accident wasn't your fault so you shouldn't have your rates increased because of it. Fight it. I don't know about your other 2 so can't comment on those.
poppunkette 22
How the hell can you have 3 accidents in one year? But yeah cause the guy was drunk it's not your fault they shouldn't raise your insurance.
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (104)
Exodiafinder687 58
That sounds really high. Really high like a really high thing. Say, a sunflower.
happysmile987 24
You sound high.
Exodiafinder687 58
I guess not many people have heard "I'd Like That" by XTC.
bombielol 20
woooww that's really gay lol I've crashed 3 times this year too....
limabeans101029 21
Ah yes, crashing cars sounds like a very homosexual thing to do
fabulouskenaz 6
I was driving one night and saw this gay hooker. I decided to pick him up. When he got in the car we decided let's crash this mofo ;) and that's how we spent our night. Crashing cars. We had over 17 wrecks and 5 deaths. Gosh I love being gay.
Soloman212 28
What ISN'T gay about some car-on-car action?
YoursAlways98 13
That sucks but I doubt that you could've gotten into three accidents in one year without putting yourself in risky situations. Drive safely!
slyde32 12
You'd be surprised, I can come close to three crashes a day, all due to people pulling out in front of me because people are so damn impatient.
Armygirl93 10
it's a matter of being in the wrong place at the wrong time and bad luck. shit happens
iwanttogotoparis 26
Nice metaphor
ZoroMiHawk 25
I thought your insurance rate will only increase if you're at fault or partially at fault for the accident?
joeymo304 9
I'm sure someone here is going to blame the police
joeymo304 9
And since this post got buried, assholes do
BlindlyWandering 17
If the other guy is at fault then HIS insurance should cover it, not yours, and your rates shouldn't increase. That's the way it's SUPPOSED to be at least. Unfortunately, insurance companies are some of the most crooked and greedy entities on the planet and basically do whatever they want. They take the money that us working class earn with our blood sweat and tears and use it on lobbyist to influence government policies and laws, then make massive campaign contributions to buy politicians to protect them. It's pretty disgusting, IMHO!
Econforthwin 15
Did they catch the driver? If so, sue him to help pay for the premium. He drank he drove op lost.
sethsmith11 21
Loving the metaphor.
grtfuldeadlovr 27
try and see if you can do an online class to have them go down. I remember when i was younger i watched a video about safe driving and got 15% off the insurance.
Colon_Man 17
What's the name of this class? 'How to avoid unpredictable circumstances'?