Today, I went to a restaurant with my friend, where my credit card got denied in front of everyone. The staff teased me and made me sit in the restaurant while my friend begged for money outside. FML
Collection
Wild Nights Out
Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.
Today, I went out to eat with a friend. I was supposed to be paying, but when I tried to, there wasn't enough money in my bank account. She didn't have money with her either. FML
Today, my friend and I went to a really expensive restaurant. We got really bad service, so halfway through the meal we decided to dine-and-dash. Turns out I left my purse in the restaurant. With my I.D. and everything inside. FML
Today, I got into a heated argument at a restaurant with a guy I am seeing because he refused to let me pay for the bill and I thought it was sexist. When he finally agreed, I gave the waiter my card, only to have him return a minute later telling me it was declined. FML
Today, I was waiting in line while a lady paid for her shopping, when her credit card got declined. She started ranting and insulting everyone and kept insisting: "I'm not poor!" By the time the lady had finally stormed off, I had spittle on my face, and the cashier was almost in tears. FML
Today, after already having a terrible day, I went to Starbucks for an espresso. Being nice, I put the last dollar I had in my wallet in their tip jar. While paying for my drink, my card was denied for insufficient funds. The world hates me. FML
Today, I was dining out with friends. I saw a mom instructing her young child to go to empty tables and take whatever cash had been left. I discreetly told the manager. He confronted the woman and pointed right at me. As she was being thrown out, she tossed a very heavy mug at my head. It hit me. FML
Today, while paying for dinner, my card declined and my date immediately left. The waitress then ran my card again successfully. FML
Today, my horrible parents turned up to the restaurant I work at just to mess with me. Dad forgot his wallet, what a surprise, and asked me to pay the bill. I refused so my manager got involved. My dad got arrested, I got fired and might lose my lousy flat if I’m late on the rent. FML
Today, I overheard a waitress calling me a cheapskate because I left a $2 tip on a $9 tab. When I told her she was ungrateful, rude, and unprofessional, she burst into tears and told the manager I’d threatened her. I was then banned from the restaurant, all while the little twat smirked. FML
Today, I went out to eat with my friends. When the bill came, all three of them had "inconveniently" forgot their wallets at home. I ended up having to pay. It was a $178 check. FML
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Top comments
Krirn 21
You got declined, but your friend has to beg?
Senseless_487 29
So this restaurant lets its staff tease and ridicule in this situation? After being treated like that, I'd be talking to the manager about making the meal free. It's embarrassing enough to get declined; the staff were just being dicks.
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Comments (73)
Earths_Venus 25
You'll be washing a lot of dishes, OP.
pooldude 24
carry a little bit of cash with you. just enough to cover your food
cherylrenee 14
I'm confused. Your card got declined but your friend had to beg for money? Please follow up.
kingdomgirl94 29
The card didn't work so Ops friend had to beg for money so they could pay their tab. Its not that complicated.
VeganVampyre 27
No need to be a dick, 45... It is confusing, if OP was the one who couldn't pay, why weren't they the one begging for money while the friend watched? Why was the friend the one begging for OP?
333unwanted 6
He might not have been allowed to leave the restaurant?
TheDrifter 24
They lonely didn't trust him not to dine and dash, so his friend was sent to obtain payment while op stayed as collateral. But really, if neither can afford the meal on available funds and it's got to be put on a credit card, they both need to review their budgeting skills.
cherylrenee 14
Yeah but why does the friend have to beg is the question I'm asking. If OPs card was declined then I don't see why the friend has to be the one begging, unless as previously stated the OP wasn't allowed out of the store.
zaise_chsa 19
This is specifically why I have two credit cards. One for normal use, the other in case something happens.
thewife5 19
I have zero credit cards.. If I don't have money for something I do without or save for it. A back-up card is just asking for more debt than you can afford.
zaise_chsa 19
Unless, you know, you use something called self control.
thewife5 19
Having a back up card "just incase" is not the definition of self control.
hellphone_fml 37
What if you go out into the city and someone steals the money out of your wallet. You might need that "just in case" card for food or taxi. Or if you are on vacation and it happens.
zaise_chsa 19
@105 What I meant by 'just in case' is in case there's a mishap that causes your first card to be declined, like the number was stolen, or you forgot to pay your bill on time, because that happens. Not because you were a twat and maxed out your first card. Maybe your skull is too thick to comprehend that?
ItsATwinThing 9
I personally would never have a credit card. I'm good with money anyway, but my mum is in so much debt from having them I don't see the point in possibly getting into the situation in the first place. Debit card and carry some money on you.
Salimitis 8
Credit cards are very helpful in building a credit score, which will save you money in the long run with lower interest rates on car and home loans. There are other ways to build your credit score, but as long as you can be responsible with payments (paying off the complete amount on the due date, even) it's an easy way to build credit. At some point in their life, most people experience debt (most people don't save up to buy a house with cash, they take out a mortgage from the bank). In the end, it is about understanding and managing your finances effectively.
k_mysterious 7
Why did u friend beg?dint u have extra surplus not even some 100??
emirie 21
What are you trying to even say
cakefete2 31
My eyes won't stop bleeding.
LowExpectations 30
I got this. I've studied their language. yo dawg, wut u sayin? da OP had no $$ so he wuz on lock down. ya dig? OP was collateral, he is no goin no weres w/o payin... Ah shit, my brain, ugh, can only do that for so long.
ihaveasushicat 24
I can't believe the staff teased you. That is totally unprofessional and uncalled for. I also can't believe that hardly anyone is mentioning the fact these employees teased you. Your card could have been declined for several reasons, not just because you didn't have enough money. Something could have been worked out I'm sure. As for the staff that teased you I seriously think they should be suspended without pay if not fired.
TheDrifter 24
Growing up in a low income area, I have noticed that the people who get declined on credit and have no debit balance, no cash and a friend with them in the same state, 9 times in 10 knew that going in and intended to dine and dash. Here the staff simply detains them at the restaurant or pub until they can get someone there to pay or the police arrive to process them for theft. The only time "I'm so sorry, I'll pay you tomorrow" works is if they knew your name and face before you sat down, and expect to see you tomorrow anyways.
underthesea12 24
Next time don't go out to eat and pay for everyone if your broke ass can't afford it
slyde32 12
yes, because technology is completely hassle free, and cards can never be damaged
individualityspi 7
You can still run a damaged card. The bank either has it blocked, which only takes a phone call, or there are not enough funds.
atrandom 11
That's not always the case. My card was canceled by the bank one for a slip up. I couldn't reopen it with a call I had to physically go to the bank. I'm just lucky the people trusted I'd come back
slyde32 12
@40, depends on how damaged, you can damage a card without knowing to the point of it not working anymore, I know from experience.
underthesea12 24
I doubt it... he couldn't even pay
snowdreak 12
They have no right to tease you for your card being declined. Everyone has different financial situations and for all they know it could have been a random freeze on your account or a glitch in their system. You should call their human resources dept and report it. Any reputable company should not tolerate such behavior from their staff.
snowdreak 12
I've worked in customer service for 6+ years and behavior like the one in this post was always grounds for immediate termination.