Today, I went to a restaurant with my friend, where my credit card got denied in front of everyone. The staff teased me and made me sit in the restaurant while my friend begged for money outside. FML
Collection
Black Friday
70% off something you didn't need, a stampede and a cart that crashes at checkout. Thanks, Black Friday.
Today, I went out to eat with a friend. I was supposed to be paying, but when I tried to, there wasn't enough money in my bank account. She didn't have money with her either. FML
Today, my friend and I went to a really expensive restaurant. We got really bad service, so halfway through the meal we decided to dine-and-dash. Turns out I left my purse in the restaurant. With my I.D. and everything inside. FML
Today, I got into a heated argument at a restaurant with a guy I am seeing because he refused to let me pay for the bill and I thought it was sexist. When he finally agreed, I gave the waiter my card, only to have him return a minute later telling me it was declined. FML
Today, I was waiting in line while a lady paid for her shopping, when her credit card got declined. She started ranting and insulting everyone and kept insisting: "I'm not poor!" By the time the lady had finally stormed off, I had spittle on my face, and the cashier was almost in tears. FML
Today, after already having a terrible day, I went to Starbucks for an espresso. Being nice, I put the last dollar I had in my wallet in their tip jar. While paying for my drink, my card was denied for insufficient funds. The world hates me. FML
Today, I was dining out with friends. I saw a mom instructing her young child to go to empty tables and take whatever cash had been left. I discreetly told the manager. He confronted the woman and pointed right at me. As she was being thrown out, she tossed a very heavy mug at my head. It hit me. FML
Today, while paying for dinner, my card declined and my date immediately left. The waitress then ran my card again successfully. FML
Today, my horrible parents turned up to the restaurant I work at just to mess with me. Dad forgot his wallet, what a surprise, and asked me to pay the bill. I refused so my manager got involved. My dad got arrested, I got fired and might lose my lousy flat if I’m late on the rent. FML
Today, I overheard a waitress calling me a cheapskate because I left a $2 tip on a $9 tab. When I told her she was ungrateful, rude, and unprofessional, she burst into tears and told the manager I’d threatened her. I was then banned from the restaurant, all while the little twat smirked. FML
Today, I went out to eat with my friends. When the bill came, all three of them had "inconveniently" forgot their wallets at home. I ended up having to pay. It was a $178 check. FML
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Top comments
Krirn 21
You got declined, but your friend has to beg?
Senseless_487 29
So this restaurant lets its staff tease and ridicule in this situation? After being treated like that, I'd be talking to the manager about making the meal free. It's embarrassing enough to get declined; the staff were just being dicks.
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Comments (73)
Dcm210 19
For teasing you and making your friend beg for money, you should contact the owner. They can't legally trap you there.
Thorzix 23
Depends on where you live, in a lot of places, if you don't pay, they CAN trap you there until you've paid, if you try to leave, they CAN and WILL call the cops on you. Teasing about it was a dick move to do from them, though. OP's friend might have those to beg for money to pay by himself, too. Don't jump to conclusions >_>
justmeCee 16
Op, YDI for going out to eat with a credit card that's maxed out! You should always check on your balance. Feel lucky that the staff just teased you and didn't call the police to charge you for attempting to use a declined CC to pay for your meal after the fact that you've eaten the food. They made you stay there so you wouldn't be able to attempt the dine and dash trick. From the restaurants view point you stole from them. It's quite possible that you could've known it was going to be declined and just went there anyways to worry about consequences later, or possibly expect your friend to pick up the tab.How the hell do they know what your real intentions were? I feel sorry for your friend that had to go outside and try to beg people for money to pay for your meals. It's way better to use cash or interac to pay for food considering the fact you are paying whatever the price, plus the interest rate on the CC. If you can't afford to dine out then it's simple, stay home and eat.
ErinRosado 14
Talk about jumping to conclusions...When did OP say the card was maxed out?
justmeCee 16
If the card is declined, that means it is maxed out the available credit limit.
ErinRosado 14
Like other people, including myself, have said, not necessarily. Sometimes it's declined even though there's money in the account. It happens at my work sometimes because the card machines are old and tend to play up.
rose20906 2
Pay but skip the tip. I mean if they want to be that rude about it. Accidents happen.
smokecloud_ 37
I'm a server and I TOTALLY agree with 37. I always overtip, but if I was treated that rudely or disrespectfully by my server, it'd be a big fat zero.
nomtard 16
FYL but there is no excuse for not checking your balance before going out to eat! Hopefully things worked out!
RedPillSucks 33
As many have said, there are lots of reasons a card is denied. This doesn't just occur because of insufficient funds.
greencurtains74 11
so neither you or your friend had a working card? or where is the friends money?
Futacy 30
I take it that's the last time you're ever eating there.
vikky538 29
was there any other FML that's coming g from your buddy who begged outside for money..sorry OP ..never forget to check the balance before you leave home..
sunshine789 4
First, if your friend didn't bail on you and helped you get money then you've got a great friend. Second, I would call management and explain what happened and tell them how hurt you are by the whole situation. I'd get those jerks in some trouble. Idgaf why anybodies card gets declined you aren't supposed to be a POS and hassle somebody for it.
Omniprism 15
Why didn't you just call someone to pay for you over the phone and you could pay them back. Sorry that happened. Better luck next time.