By trooper93 - 18/01/2010 06:36 - Canada
Add a comment - Reply to : #
your insurance has to cover it cause the weather caused it. and your rates can't go up cause it's an accident caused by the weather. happended to a good friend of mine. he also was told he had to pay out of pocket but he fought with his insurance companyy and they knew they had to pay so they payed for it.
yes insurance has to cover it if he had insurance... but you can't blame the accident on the weather.. you have to drive according to the conditions. It's Canada, if you aren't used to it, then stop driving. If the weather is really bad and you have to go 10km/hr, then that's what you have to do..I live here too, and I've driven in some horrible weather, but never had an accident. Stupidest thing i ever heard 'the weather caused the accident'... the only time insurance won't raise your premiums is when you hit an animal that runs into the road, that falls under comprehensive coverage. and if OP didn't have insurance, then he was driving illegally.