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  RichardPencil  |  30

1) Some policies don’t take effect until 30 or 60 days after they are purchased.

2) For some, the maximum payout for flood insurance doesn’t cover the cost of rebuilding.

3) Collecting insurance can take a long time.

  evilplatypus  |  38

Good luck finding anywhere in the US that isn't prone to natural disasters: tornados, hurricanes, blizzards, earthquakes, wildfires, a ginormous fucking volcano that's overdo for a super eruption...

By  Lillysar91  |  20

It's already awful for all the people affected by the hurricane and the damages that it will leave behind! Do you have insurance? Does it cover natural disasters? It's definitely distressing and depressing news to you. To lose a new house before moving into it! Hope you are safe at least away from the hurricane.