By whoawhat - 11/11/2009 06:55 - United States
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Tell him to pay it back or you'll be taking him to small-claims court.
If this guy SENT you a confession you can definitely press charges.
Why shouldn't they get some mercy? It's the OP's fucking ROOMMATE!! You'd think SOME effort would be made to keep peace... Plus, if the problem can be solved without the use of the court (how much time/money would that cost even?) then why royally screw him/her over unnecessarily? I swear I'm renouncing any ties to America once I turn 18 and move away x.x
Really? REALLY?! You would work for two weeks, taking eighty HOURS out of your LIFE and you would be just fiiiine with someone taking that and losing it? It would be one thing if the roomate took it for, oh I don't know, a kidney transplant for his cat...something emergency like...but he took it and GAMBLED it away. ANY scenario where he takes the check and cashes it is theft, but it is why he did it that may have saved him. If his kid needed diapers, maybe some leniency would be in order, and you could give him a chance to fix it. THIS though, this has to be dealt with right away. OP I hope you immediately called the cops man.
Is it done differently in USA? Cause in UK most places it goes straight into your bank account. "/
How did your roommate take your money? If he was cashing your check, he would have had to present ID. Otherwise the money would have been deposited into your account, where he (presumably) couldn't get at it. Though I suppose it's possible that he could have also "borrowed" your ID, if the two of you look similar enough to fool a bank teller. In any event, that's clearly theft. Report it to somebody immediately. I would suggest your RA/housing authority, since you're living in a dorm. They might be able to solve it, which will spare you the hassle of filing a police report, etc.
I don't need ID when I deposit my paychecks because I have a debit card that I have to swipe first so that the bank teller can pull up my account (I use TD Bank). If someone knew my PIN and stole my card they could cash it, so I never leave my card or checks lying around anywhere. I also never ever sign the endorsement line on the back until I actually get to the bank. HOWEVER if you actually cash in a check at a bank and don't have your debit card or don't have an account there they'll still do it as long as you have ID. It varies from bank to bank I think. And there are check cashing places that aren't banks in my town too (they de
a lot of licor stores in "bad" places around DC/MD would cash his check without ID. Also, if you have a Citibank account you can deposit it and the funds are available immediately. I bank with Citibank and realized this after I deposited a check from my pets health insurance, the funds were available to me that moment!!