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Comments
You should teach your son how to post FMLs here
It seems like kids who don't have much growing up (but are still cared for) appreciate the important things in life more later on. Money is temporary, family is forever, pay the bills and do something your kid will find memorable and enjoy for their birthday, even if it's spending time at a park together. Paying the bill allows you to have a roof over your head and your child has a home, that's far more important than any material gift could be.
You need to cut back on things don't borrow from your child be the parent
ok so what should OP cut back on? Rent? Food? Maybe the power bill?
You never know what caused the lack of money, don't judge. There are endless items that can unexpectedly happen to drain your accounts. Faulty vehicles, appliances, health bills, job loss, etc. Unless you always have $10K saved in a separate account for times like that, and I can bet 99% of us don't have that, finances can change at the drop of a hat.
If you really need to just say mommy needs to take out a little loan I'll pay you back...he should understand
To small financial bump. You some money return the money. You have to do what's right at all times borrowing the money is what's right now returning the money later it's what's right then
English...please!
It's close family. Why would you charge interest?
Better money management skills are called for here..
How is op supposed to know the future? Maybe their car broke down and they needed a new one. Maybe (like what happened to us) they had to buy a brand new ac/heater for the house. Don't judge.
Keywords
You need to provide. Money can be replaced later.
Been there before. Several times! I always pay them back though