By that was mine - 15/05/2015 22:26 - United States - Cherry Hill
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Problem is this is in the U.S. where children under 18 (used to be 19 or 20 in some states believe it or not) are required to have a parent sign on to their bank account with full access. The child can still spend the money but is considered a secondary on the account and as far as the bank is concerned the parent is the one who owns the money. That means that while the mother is a giant flaming pile of rat semen, she's legally protected and the money can't be replaced.
67, not true for all banks. Where I work, you can own a bank account by yourself at age 16. And if you want an account at a younger age, you can choose who your "legal aged partner" is to sign with you. It does not have to be a biological parent. It can be a guardian, family friend, etc. as long as they sign responsibility over the account (this is in case you happen to have irresponsible parents like OP here). Also, for children's savings account, we require a minimum balance at all times to ensure no on wipes out the account and there are limitations on the withdrawals you can make from it. OP- depending on your age and type of account, you can possibly get your money back. The best thing to do is talk to your bank since their policies differ from other banks. From there they can help you make a dispute if you decide to do so. Best of luck.
Who says kids can't have accounts? Many banks allow them, and some even let the kid deposit and withdraw money as young as 15 (minimum legal working age here). However, the parent still has full access to the account until the person is 18 and asks to remove their parent.
That's true 70. Some banks don't require it. But most do as they consider anyone under a certain age to be a liability to the account, so they hold someone who's legally old enough to have responsibility to the cutting board. Which can backfire if you have horrible parents who steal all your money.
you can sue her for that if she isnt connected to your bank account... im not sure if she is but you'll want to check that out... im sorry tho
Wow that's your money if you are over 18 tell the cops if your not I don't know what to do
whether she is over 18 or not the mums logic makes no sense. If the kid works for the money then it's theirs. if the father has decided to give the money directly to the child there is normally a reason. my stepdad pays money directly to my stepsister because other wise her mum will use it to get her nails done or buy alcohol. the money is to take care of the kid. it's hers or for food and her part of the bills
That money is supposed to go to YOU, or at least to taking care of you. This makes me so mad..
Agreed. There's a certain irony to this, but all the same I am enraged that this is happening. Have been in that situation, and it is infuriating to realize that certain health-related situations could have been helped/fixed early on if the money was being used properly.
That's so illogical..."I need money to support you; so I'm gonna steal it from you"
If that's the case, she should have talked to her son and explained the hard situation they were in and asked him for his permission to either take the money or for him to help her out until they can get the child support from the courts. Which is what she needs to do. Contact the courts as well as the office for child support enforcement. She legally had no right to her child's money especially if he's over 18 and earning it himself. That is theft - "justified" in her eyes or not. The courts will not see it her way and she can get in serious trouble depending on what means she went to to obtain that money. I'm a mother and even I think what she did was wrong. Now, if things were so bad that I needed help I'd go to every means possible to try to get situation solved and turn to asking my child for help as a last resort but I'd go to my child and explain once get back support or other income I'd begin paying her back. I'd even get it notarized and take it to child support enforcement case worker and courts as a reason that the issue needs to be pursued add it's extreme hardship on me and the child and that could help the case get going faster - not to mention help the courts lean even more so in my favor. What the Op's father had done is not right and he does need to answer to the courts as to why he's breaking the law and what justifies those actions. Op- I'd talk to your mother to find out why she did it exactly and how then I'd tell her that you two need to go to the child support office together and to the court house in the county that the child support is supposed to be paid to and file for a violation of support order. If she refuses, go to your local police station to speak with an officer and ask them to guide you in correct path to right this wrong.
Although I do 100% agree with you, there's no way he's over 18 if we're still talking about child support here. There's also a good chance that she's on the account, which would make it almost impossible to charge her. On another note, I've known men who were supposed to pay child support, and every time the mother went after it, he'd quit his job. Eventually he just left the country. I'm not saying what she did was right, or that she shouldn't have asked him, and that she shouldn't repay him, I'm saying trying to get child support from a dead-beat is harder than pulling teeth from a lion. She 100% should have handled the situation better. My entire point was we don't know what the money was spent on, and it very well could have gone to something necessary.
Why does she have access to your bank? Guess you just learnt the hard away about security of your personal details.