Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML
Today, I discovered my own mother has been stealing money from me for months when I opened my savings box to find it empty. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
Today, my sister stole my credit card, used it to rack up a small debt, then told my mom she will pay me back in the future one day, “happily”. But not right now because she has better things to spend her money on. FML
Today, I discovered that my mother has been stealing from me to cover her mountain of debt. I’m barely making ends meet as it is. When I confronted her, she had the gall to suggest I get a second job to support her. FML
Today, my boyfriend had always told me that his mom was dead. Apparently he just meant she’s dead to him. She’s actually a con artist. I just met her for the first time, after learning she impersonated me, stole my savings, ran up credit card debt, and bought 3 cars. FML
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Top comments
lyncecelia 13
wow.....what a bitch. Turn her in, you need good credit these days!!!
Jewelofagal 2
You know that you're on the hook to repay the debts your Mom ran up under your name, don't you? Even if you aren't sued for repayment and/or choose not to pay off the debts, your credit will be trashed for 10 years. This will affect nearly everything you need/want: college loans, apartment rental, car loan, mortgage, JOB (many employers check credit before deciding to hire). The only way to restore your good credit it is to file an identity theft report with the police, then go about cleaning up the mess your Mom left you.
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Comments (97)
Zebidee 9
Turn her in. Your excuse "you didn't need to be out of jail for anything anyways". So, where are all the idiots who usually pop up on 'stealing parent' FMLs saying that the parent basically owns the kid now? Huh?
2010smhill2010 0
sue her ass....some people shouldnt be allowed to breed.
awardZu 0
One word. Prosecute.
FFYL334 0
prostitute?
dubbadee123 5
lol
iamsamiam 1
agreed!!! its about that time to sue
janise 2
This is the very reason I believe Social Security numbers should not be available to anyone until they're 18.
mollyjynxjax 28
You need it to get your permit, drivers license, a job, a passport, and plenty of other things. Do you just expect people to do nothing until they're 18?!
maddiester 5
fyl that's soooo ****** up. did the fact that you'll someday need that for your own finance or maybe like a house; ever cross her mind? -____-
FlonkertonChamp 6
turn her in. what she did is illegal, and needs to be taken care of.
Zebidee 9
An interesting piece of advice. I've never heard of these before, but possibly because credit scores and their implications don't work as vindictively in Australia, so it's less of a problem.
pseudolife 4
This is very common now a days. You need to report your mother.
FreakoHolm 6
What remarkable irony... OP's username is MommyLovesMe. ^^
Alex94xela 0
no shit smart ass