By anonymous - 17/12/2013 05:02 - United States - Minneapolis

Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
I agree, your life sucks 49 056
You deserved it 3 712

Same thing different taste

Top comments

Damn cancel your card and tell your provider it was stolen :(

Make her pay you back, or press charges against her if she refuses to. That's effed up.


Damn cancel your card and tell your provider it was stolen :(

hugozac88 22

See it's crap like this that make me mad, I know she's your mom but I would have not been kind about this.

\ 28

After years of living with mine, I can assure you that you can't always trust your own parents. Report it, OP

I wouldn't report her, but I would cancel the card. Sorry OP.... hope she at least got you something nice.

I meant not to report their own mother as the theif. Just say it was stolen and you don't accept the charges.

To report it stolen, you have to say who took it and used it, if you know. To lie and say you don't know, is what's known as criminal fraud...

make her pay you back, and change the pin, unless your card is capable of doing that stupid tap thing, where it doesn't ask for one unless its over $200

Every credit card I've seen bar American Express has a chip, and a pin.

My credit card has a pin and a chip, and both my debit and credit card have express tap to pay but the max is $50 anything over that is going to ask for a pin. I am in Canada though. It just seems a bit more secure to have it like that.

Yes it seems a US thing, in Europe as far as i know every debit and credit have a pin and a chip except from "american express" card....

jazzy_123 20

Don't they ask for ID when you pay with credit? I know here in California they have to. Sometimes they'll forget and stuff, but a lot of jobs require that. Sorry OP, if that's the case where you live, those employees did not do their job!

A lot of places don't really ask to see id, in roughly 27 states, not once was I asked to show id.

I used to work retail and people would get extremely shitty with me when I asked for ID. So when I worked my second retail job I stopped asking. It wasn't a rule so I didn't do it. I dealt with enough bullshit in retail without people making a fuss over me protecting their identity.

crazytwinsmom 25

I'm in the US and have credit cards with pins. I only have to use the pin if I want to get cash from an ATM on the credit card. My debit card can be used as debit or credit.

For people talking about the ID, I'm willing to bet it was online shopping. Also reporting the card stolen starts an investigation so OPs mother will be in the shit either way.

Next time try to keep your card hidden from her reach.

Make her pay you back, or press charges against her if she refuses to. That's effed up.

CoDandBlowjobs 8

Take her credit card and spend on stuff you want :)

I don't understand how it would help anyone if they sue their own mother? I mean really. It's just going to further damage the family. She also took care of you and raised you for at least 18 years. Just because she took your credit card and won't pay it back doesn't mean you can forget about everything and just take her to court. On that note, I agree with taking her card and spending it on whatever you want, equivalent to however much she spent.

TallMist 32

IDC if she raised me. If my mother stole my money, I'm going to get her to pay me back. It is NOT within a mother's rights to steal from their kid.

wow, if you can't even trust your mommy, what a sad situation. i agree, report the card stolen.

Keep that card away from your mom OP! If you can, get your hands on the presents and return them before they're distributed.

BTW if you can, get your hands on her card and get back at her by buying everyone on FML a present. I want a tandem motorcycle with spike wheels and a polar bear in the other seat wearing goggles and holding a machine gun. PM me for address.

an expensive speed boat for me please! :D

LeaAnne94 17

There's always that one person...

I'll take a full set of Harry potter items including wand set book set movie set two pairs of robes and a fire bolt and an owl please :) MERRY CHRISTMAS

A camaro with a autobot symbol on there (not the piece of shit camaro).

A 3D chess please :D or cookies, cookies would be fine.

I could use a car please! Anything reliable, because there's 3 drivers in my house and only one car. Frustrating to no end!

it's called Christmas, you don't tell people happy Xukkah

Xmas has been used for centuries. The x comes from the Greek 'chi', the first letter in the Greek spelling of Christ.

How did she get your card to begin with? If you gave it to her and failed to keep track of it then YDI if she stole it from you the FYL and report fraud.

And that's why only I know the pin numbers to all of my credit and debit cards

In a lot of cases, credit cards only make you sign and don't need a PIN to use them.

and even if your card has a pin, there is internet here for you!

I've never come across a credit card needing a PIN number, but I do see a lot that only asks for a signature or ZIP code. But maybe I just don't go out enough.

Your gift is a very large bill and a ruined credit history. Merry Christmas.