Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Collection
Wild Nights Out
Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
Today, I discovered my own mother has been stealing money from me for months when I opened my savings box to find it empty. FML
Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML
Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML
Today, I had to dump my girlfriend because of tons of trust issues that kept reappearing. Shortly afterwards, my credit card disappeared and I got to experience my first identity theft. All within 24 hours. FML
Today, I hid my credit card from myself so I wouldn't use it. Now I can't find it. FML
Today, my sister stole my credit card, used it to rack up a small debt, then told my mom she will pay me back in the future one day, “happily”. But not right now because she has better things to spend her money on. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
SweetieLish 0
Come on. Grow a pair and turn her in.
da_baddest_bitch 0
thats probably why she does what she does. If we didnt have consequences for breaking the law do you really think people would follow them as much as we do now?
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (223)
tykiej 0
Move in with me and my family!! I will take of you while your mom is in jail.
MasterE56 4
no your the bitch!
petrolhead 12
if the amount is not that much you can forgive her:)
badcopnodoughnut 0
Dude, turn your mother in. You do no one any favors by keeping your mouth shut and your credit can be restored. Believe me, if she would steal your identity and ruin your credit, you can bet that if the shoe was on the other foot she'd turn you in to the authorities to "teach you a lesson".
jameye 0
Ouch.
Sammara 0
There is no reason to not turn her in. Letting her get away with it makes her think she can get away with it again, and give her license to steal another family member's identity. THAT is what would not work out for anyone. And, if she's a single parent with kids at home...well, single moms still have to obey the damn law and not screw over their adult children. Make her responsible for her actions. Just think: do you want to be responsible for her doing this to one of your siblings, if you have any?
Jewelofagal 2
The next step is that these companies will sue you for repayment. Your paychecks could be garnished. Additionally, of course, you will suffer for the 7-10 years that these bad debts remain on your credit history report as you'll either not qualify for loans when needed (such as a mortgage or car) or will receive sub-standard loan terms. If you don't file a police report, the credit card companies and future lenders will have no reason to believe that it wasn't you that racked up the bills and shrugged off the repayment. If you speak with the city ADA and explain the situation (that younger sibs are dependent on Mom not being thrown in jail for theft), it's possible that your Mom will simply receive orders to repay the debts and probation.
ideasrule 13
Turn her in. Stealing somebody's identity is a serious crime, as you found out, and being your mother doesn't make her any less responsible. If you REALLY don't want to have the police involved, have you tried contacting the bank and telling them the situation? With some luck, you might resolve the situation without involving the police.
mariet_fml 23
She got multiple credit cards, which means it was not likely to have been a life threatening situation. Turn her in!
lmno123 0
Ur stupid op turn her in or she's gona keep doin it! Who cares if she's ur mom she's still responsible for her actions