Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
Today, I discovered my own mother has been stealing money from me for months when I opened my savings box to find it empty. FML
Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML
Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML
Today, I had to dump my girlfriend because of tons of trust issues that kept reappearing. Shortly afterwards, my credit card disappeared and I got to experience my first identity theft. All within 24 hours. FML
Today, I hid my credit card from myself so I wouldn't use it. Now I can't find it. FML
Today, my sister stole my credit card, used it to rack up a small debt, then told my mom she will pay me back in the future one day, “happily”. But not right now because she has better things to spend her money on. FML
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Top comments
SweetieLish 0
Come on. Grow a pair and turn her in.
da_baddest_bitch 0
thats probably why she does what she does. If we didnt have consequences for breaking the law do you really think people would follow them as much as we do now?
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Comments (223)
perdix 31
You'd better hope that no cops read FML. It's admirable that you don't want to snitch on your mother, but since you know what she is doing, you are part of her fraud. Maybe you'll get to be together in prison :) You options are: a) Pay all of the bills off. b) Convince your mother to turn herself in. That's her only chance at getting a light sentence. If you can't or won't do a) and she won't do b), then you have no choice but to rat her out. Either she goes down or you both go down.
RedPillSucks 33
Cinn?
perdix 31
Sorry, RPS, it's me. I forgot to put in the obligatory prison anal rape joke. My fault. Please forgive me for the confusion.
DaveOnDope 4
I said ******* SOCKPUPPET ;)
brt3420 13
shove your foot up her crusty ass snatch and be like yo mom your an asshole and I know what you did
zbennett 0
you're an idiot.
mskake 0
I understand if OP doesn't want to turn their mom in. We don't know the whole situation. OP could have younger siblings that may have to go to foster care if the mom was put away. I have a friend in a similar situation and you have to do what's best for your family no matter what.
UpsidedownKayak 9
Sure, let the mother ruin everyone's credit, sounds like the perfect solution.
Sammara 0
Let's see...the kids could have a home with thief-mom for a few years. Then, when they turn 18, mommy dearest steals THEIR identities as well (hey, she got away with it with one kid, why not the others??) and their credit scores are also ruined. They never get another home again, because no one will sell or rent to them because of their ruined credit scores. But, hey, at least mommy didn't get in trouble. Yeah, we don't know the whole story. But, we know enough to know that this woman is perfectly OK with screwing over her children. Is that a good situation for children to live in?
crazyitalian86 0
turn that bitch i'n **** that shit
Trollz4daLULZ 2
YDI for having perfect credit or even any credit at all to steal, for being too willing to bend over and take it instead of standing up for yourself, for having a thief for a mom, and for even having a mom at all.
UpsidedownKayak 9
I agree. If OP had never been born nome of this would have happened.
UpsidedownKayak 9
*none
raya_kz 7
Turn her in!!!
FrankHotpants 31
what do mean won't work out for anyone? so your just gonna let it go and not do anything about it? mother or not she sure as hell didn't mind taking all your money. quit being a bitch about it, I'm sure that's why she did it. do the right thing!
Darthbane2007 19
So let me get this straight. Your mother goes and ruins your credit by getting credit cards and such in your name, and neglects to pay it back. Your credit is ruined, preventing you from getting things such as a new car, apartment or house, apply for mortgages, and such. And you're bitching about how t wod not rk out for everyone if you turn her in?!
sum1two 0
Only in america would you turn your parents in for money.
FMLephant 2
So, your mom ruining your credit and getting credit cards in your name is acceptable everywhere but America? I don't think so.
MidnightOne 3
She stole from him and ****** any chance OP can get on with their life - but she gets a pass because she's related? **** that.
RedPillSucks 33
She's not turning the mom in for money, it's to prevent further theft (theft of services?). The OP doesn't get any money out of the deal.
DocBastard 40
Sum1two, after reading your comments here I have to tell you that you're lucky breathing is involuntary, because otherwise I'm sure your dumb ass would forget.
UpsidedownKayak 9
How long until #36's comment gets mod'ed?
lexi122333 0
sum1two obviously you don't know how to deal with those problems do you? theirs more ways to deal with it but I assume you think their non-Americans cause they didn't say to throw her on jail now
sum1two 0
? Is that the best thing you can say??
THEmuffinpan 0
I assume wherever you are from it is acceptable to break the law? Or Mayr it's more accurate to say there is now law? When some one breaks the law, they are punished. If you know about it, and fail to report it, YOU are punished. I really don't see the confusion in that. But what do I know? You must be "cool". Or gangster, or whatever.
ilyrsp3162010 0
# 36 yup dam right! deal wit it.
Lichinamo 33
Yes, because the OP should deal with a ruined credit score, preventing them from forming a life of their own, just because Mommy wanted some mony without harming her own credit score. That sounds like a brilliant idea, good Sir.
DannyKnowsBest_fml 0
Turn her in. Same exact situation happened to a friend of mine. Her mother racked up millions in debt through fraudulant student loans and now she only has two choices. Turn her mother in and get her credit back i.e be able to buy a home, have a normal life or not and never be able to pay it all back. I know it's your mom but its your life too.