Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Collection
Wild Nights Out
Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, I told my mom I wasn't doing very good mentally and I was looking for some support. She decided to remind me of all of the things I still haven't paid her back for. I'm now an unpaid loan, not her daughter. FML
Today, I found out that my Mom had taken out a loan out on my car from the repo man taking my car away. FML
Today, my mom decided to go against every promise she's made to everyone once again and left us in financial ruin. How? She took advantage of my kindness, and didn't pay any of the money she owes me for driving my car, and for so much more. I'm more than $2,000 in debt now. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, my mom cleaned out my bank account, saying my "no-good dad" owes her child support and that she'll get it one way or another. FML
Today, I found out that the $200 I reluctantly gave to my mother so she could rent a house was paid to a scammer. Now she wants to live with me, in my one bedroom apartment. FML
Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Today, my mother woke me up and asked to borrow money. Still groggy, I mumbled where my money stash was. She took all $300 and refuses to pay me back because I'm her son and I "owe" her. FML
Today, I found out that I owe my college a little over $10,000. Why? Because, due to a slight misspelling of my name, the scholarship that I have been going insane trying to meet the requirements for is not actually giving me any funding. FML
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Top comments
wienerwagon 0
While she did dick you over by not doing what she said she would, you shouldn't be relying on your mother to take out student loans for you anyway. If you're old enough to go to college then you're old enough to fill out the paperwork for a loan.
eliz3 0
So you're moaning because your mum didn't pay of YOUR debt? Boo Hoo.
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Comments (115)
blakehilli8 0
lol
sacredpoppy 0
And you're here on the internet complaining about it? What. The. ****. Why don't you put down the ******* laptop and go get another job? What the hell is wrong with you? How is being on the internet helping your money situation at all. GTFO. ... For everyone who posts similar comments on FMLs relating to fat people... do you see what I just did? Your comments are just as ******* useless.
lrb081 0
Oh cry me a river. I WISH I only owed $2K. You're not screwed, you're lucky!
Cytherea 0
The money isn't the issue. It isn't the AMOUNT of debt that matters, it is the fact that she didn't KNOW she owed it, and therefore, is now screwed, financially. It isn't just wage garnishment, but this will affect her credit score as well, and as an adult, you need a good credit score to do anything- open a credit card, buy a car, buy a house... all of those things will be MUCH harder for her to do now, and she won't be able to get good rates where she would have if the loan had been paid off. Of course nobody's parents are obliged to pay for their adult children, but again, the POINT is that she SAID she would, and then didn't. And not only that she didn't, but that she didn't TELL her daughter that she didn't. Not being able to follow through is ok, as long as you INFORM the other person that you cannot or will not do whatever it is. YDI for not checking on it? Hello, this is her mother. Unless she's had some awful experience in the past that made her not trust her mother (which is doubtful, since in that kind of a relationship, it would be highly unlikely for the mother to offer to pay anything for her), she trusts her mom. If you can't trust your family, your parents, who can you trust? It is obvious that her mother never did anything to make her doubt her sincerity, and therefore, she trusted her. That kind of relationship is a GOOD thing, and the issue here is that her mother didn't do what was expected, and now that trust is gone. When my mom says that she will do something for me, whatever it is, I trust that she will do it. I absolutely DO NOT check up on her and hound her about it. That would be insulting. So, not only is she screwed financially, but she can't trust her mother anymore. I think this is definitely an FML, and definitely not YDI.
underyourbreath 8
^^ You definitely hit the nail on the head
ragsy 7
About time you learned to pay your own way in life.
FoundManyLemons 0
$2k dollars. You're not screwed. Call the people.
captainmaharet 1
Get a job, leech.
kellster 2
Why did she take out a loan for you in the first place? Take out your own damn loans, and then pay them back your own damn self. Problem solved!
thistotallyblows 0
totally your fault! take care of your own life dude. blaming others is just lazy and gets nothing done.
chakrabs 0
No, you a-hole, she helped you go to college. NOW its your turn to get a job and pay it off with that fancy edumacation