Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, my car was totaled. It was so new, I haven't even made the first payment on it yet. FML
Today, as I was driving to a conference two hours away, a giant piece of ice fell off a truck and did severe damage to my car's hood and busted the front light. The car was a few months old with around 5000 miles on it. FML
Today, after I fell on ice twice hitting my tailbone last week. I'm in excruciating pain but can't get out of work, no internet for over a week so I can't do college work, a guy ran into my car, totaling it. it's 20 years-old so insurance probably won't give me enough to replace. Bad luck comes in threes. FML
Today, my car was rear-ended and totaled. Last year, during the same month, my previous car was rear-ended and totaled. I should just stop driving during the month of February. FML
Today, a tree fell on our 3-month-old family car. Today, I also learned that my husband never insured it. It's probably scrap, and we still have to pay it off for the next 5 years. FML
Today, my fiancé got impatient and passed a lady doing 15 mph under the speed limit. The lady was driving slowly in case the black ice in the other lane was in both. We spun out and drove right into a guard rail. I'd just filled the tank, so now I'm down $40 and need to pay for a rental too. FML
Today, I paid $2300 to a mechanic for fixing my car. It's also the day I got into an accident and totalled said car. FML
Today, I lost control of my car on a patch of ice and slid off the road, messing up my car. I was working on a news story about bad road conditions. FML
Today, my car broke down dead in the middle of the highway. As I was unable to get it out of the road, it was impounded, and my insurance won't help. Now I'm further in debt and struggling to get to work. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
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Top comments
Puma1990 0
Ummm insurance?
xspaniardx 3
Yeah, insurance should cover it, they should give you money for another car in the amount of what your car was worth before the accident. And if you don't have insurance, YDI.
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Comments (142)
kkutting 2
ah merde c chien sa mais o quebec et surtout montreal les routes sont affreux hehe bonne chance av ton auto hehe mais les assurance devrai le couvrir ou bien couvrir certaine chose :S
IVANTTOCOME 0
poop?
ydi_4_suking 20
If you are paying for a car they usually make you get full coverage for the car. So if you don't have it. Your an idiot
SmittyJA24 26
Agreed. I'm surprised the finance company (bank) allowed possession of the car without full-coverage insurance. THEY (the bank) want to protect themselves... from idiots such as this.
manbizzle 1
Even with full coverage, you are upside down on your loan on a new vehicle. the second you drive off the lot your car is now considered used and you have no equity in the car. having an addition insurance called GAP insurance covers the gap between what your car is worth vs the balance on your loan.
legris69 3
was driving the speed limit, but it happend to be on a highway where the speed limit was 100km/h
JohnnyK716 0
insurance.
0neiros 14
Can Geico save you 15% or more on car insurance? Can an idiot total a new car and post it on FML?
yousodi 10
lol
p3rfect_ins4nity 0
well if op bought the car a month ago it has to have insurance cuz the dealer don't let u buy a car without any insurance. op is just stupid if it don't no this shit
ulicksam 0
Wrong. The bank won't loan you the money without insurance on the vehicle. The dealer doesn't care. He already has his money.
RufusCade 7
If you can't afford to get an insurance for the car, don't buy it. YDI
Atkun 0
Did you not have insurance? Did you not get GAP insurance as well? If you didn't have either, you're a total jackwagon. Oh, and slow down.
ulicksam 0
Not having insurance on a new car is just plain stupid, for this exact reason. YDI. And if you're going that fast to total the car, slow the hell down when the temps are low enough to form black ice.
steflyn 0
haha Canada has black ice constantly, usually from sept-April.
Rick1969 6
Unless they have changed the law, it used to be mandatory to have collision insurance on any vehicle that was fincanced.
mhorger 0
English #12... did u see anyone else speaking a foreign language?
khung835 6
yeah #12 is stupid
starile 20
FML was founded by Frenchmen, launched on the INTERNET, which has no national boundaries. Therefore... what "foreign language"? Oh yeah, Americans claim the internet for ourselves, too. Great.
daengh 15
#22 - welcome to the *world*-wide-web, which is neither English- nor America-centric.
sourgirl101 29
30 I normally enjoy your comments but you're way off base on this one. Read the FML rules.
kkutting 2
#12 is stupid... really? wow! oh & I had no idea I wasn't allowed to comment in any other language then english. Makes me wish some of you knew more then one language. Such a shame! hehe