Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, my car was totaled. It was so new, I haven't even made the first payment on it yet. FML
Today, as I was driving to a conference two hours away, a giant piece of ice fell off a truck and did severe damage to my car's hood and busted the front light. The car was a few months old with around 5000 miles on it. FML
Today, after I fell on ice twice hitting my tailbone last week. I'm in excruciating pain but can't get out of work, no internet for over a week so I can't do college work, a guy ran into my car, totaling it. it's 20 years-old so insurance probably won't give me enough to replace. Bad luck comes in threes. FML
Today, my car was rear-ended and totaled. Last year, during the same month, my previous car was rear-ended and totaled. I should just stop driving during the month of February. FML
Today, a tree fell on our 3-month-old family car. Today, I also learned that my husband never insured it. It's probably scrap, and we still have to pay it off for the next 5 years. FML
Today, my fiancé got impatient and passed a lady doing 15 mph under the speed limit. The lady was driving slowly in case the black ice in the other lane was in both. We spun out and drove right into a guard rail. I'd just filled the tank, so now I'm down $40 and need to pay for a rental too. FML
Today, I paid $2300 to a mechanic for fixing my car. It's also the day I got into an accident and totalled said car. FML
Today, I lost control of my car on a patch of ice and slid off the road, messing up my car. I was working on a news story about bad road conditions. FML
Today, my car broke down dead in the middle of the highway. As I was unable to get it out of the road, it was impounded, and my insurance won't help. Now I'm further in debt and struggling to get to work. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
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Top comments
Puma1990 0
Ummm insurance?
xspaniardx 3
Yeah, insurance should cover it, they should give you money for another car in the amount of what your car was worth before the accident. And if you don't have insurance, YDI.
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Comments (142)
mike3775 39
Insurance? If you didn't have full coverage you deserve to pay for a vehicle that you can't drive. My wife wrecked a new car we bought within a month, and with insurance, we had a brand new car within 2 weeks, with the other one paid off.
Hammer01 8
How do these stupid fml's get approved? if no insurance than YDI !!!
rebwonders 0
didn't you have insurance? ydi if not!
Awnonymous 4
"your a moron" Think about this.
lucky_1173 0
don't you have insurance? you totally deserved it if you didn't.
Ray_of_midnight 23
One thing you might want to talk to your insurance company and/or the bank about is "collateral replacement", in exactly those words. What they do, is they go out and find a similar used car to the one that was totaled, with similar mileage and options, and that then becomes your collateral for the loan.
stevenmx86 8
Ydi if you didn't have full coverage
Im_Jesus_BITCH 3
I didn't feel like reading everybody's comments, but I know at some dealerships you get a type of insurance, where if you get into an accident/total your vehicle within the first year of owning your vehicle, the dealership will replace your vehicle with the same model for free. This insurance is not free obviously, so it has to be purchased on top of the warranty and insurance.
effect_fml 0
This is more of a fail moment to me. Or... New CD: $15 Window tinting: $100 Forgrt to buy insurance for ur new car: priceless.
wasanhm 3
you deserve it for not having full coverage on a new car.