By Anon - 09/02/2016 12:39 - United States - Toledo
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I hate people that can't take responsibility for their actions.
Unfortunately, when it involves things like money and insurance, people tend to shy away from doing so. Sad, but true. On a side note, I had a head-on collision in which a guy drove into oncoming traffic and nearly plowed his Dodge Ram's wheels into the windshield of my Honda Civic. If either of us was going any faster, I would be dead. Fortunately (and rightfully), they ruled it in my favor.
The problem is, in an accident, usually both parties genuinely think they were in the right. I mean unless it's something obvious like someone was texting on their phone or crossed lanes or something. I just hate how if you're in an accident both people get so angry and want to rip each other's heads off. It's called an "accident" for a reason. It's not like anybody wants to break their car and endanger anybody. Again, unless someone was being blatantly stupid. People just go into a rage sometimes. And especially if there were road conditions that caused it like ice or something, then even more reason why it's called an accident.
You should explain what happened because usually the actions leading up to the accident can help explain what happened. Also there may be marks on the pavement to explain tire movement.
I've been involved in two accidents in the past year and that hasn't been true in my experience. In one accident, the guy was speeding down the highway and caused the crash, but the police wrote it off as a no-blame, unfortunate incident kind of deal. The other guy's insurance company tried to pin the blame on me, but bringing up the police report shut that down. It has a pretty big say in how the insurance companies treat the situation. I mean, correct me if I'm wrong, but that's just how it worked out in my case.
The police might not have a say in where the blame lies, but their report is used as evidence in the insurance case I assume. So if the report says basically says it's the other guys fault, then they can't really go against that. Although I assume there are a lot of cases where the police can't tell who was in the wrong, so there would be no blame laid anywhere.