Money, Transportation and Accident: Lesson: Always have insurance and a dashcam!

Lesson: Always have insurance and a dashcam!

By Anonymous - 29/11/2018 22:00

Today, I got into an accident and my bike broke. My insurance expired 5 days ago and the accident wasn't even my fault. The lady was on the phone and on the wrong side of the road. She's threatening to sue me even though her car is in better condition. There are no witnesses and no cameras either. FML

I agree, your life sucks 3 021

You deserved it 664

Christmas: Snowy Joys and Blunders
Enjoy Christmas stories where unexpected gifts and family reunions create lasting memories... and fun! More…

Previous FML Next FML

Same thing different taste

By Anon - 08/04/2013 22:04 - United States - Bowling Green

Today, while walking to my car after work, I witnessed some moron who was texting while riding her bike running right into my parked car, resulting in a broken side mirror, a damaged windshield, two dents, and for her, a broken phone and nose. She's threatening to sue me for damages. FML

I agree, your life sucks 46 002

You deserved it 2 487

Chancer

By annoyed - 24/09/2017 01:30

Today, I received an email from my insurance company about a claim that happened over a month ago when I hit someone from behind. I was very apologetic and stated it was my fault, and now they're trying to claim replacement vehicle costs. I was going under 10mph and their car only had a scratch. FML

I agree, your life sucks 3 736

You deserved it 506

By Anonymous - 25/09/2018 07:00 - United States - Conroe

Today, I'm recovering from a bad motorcycle crash that could have cost me my life. A truck pulled out in front of me while going 60. Luckily I only have a broken arm and a fractured sternum. I was just notified by my attorney that the guy at fault has no insurance or assets to his name. FML

I agree, your life sucks 3 502

You deserved it 236

By youfuckingslut - 11/11/2012 19:11 - United States

Today, I accidentally bumped into another car on the road. The worst of the damage was a slight chip to the other driver's paint, but she played it up so much that she ended up being taken away in an ambulance. I'm now terrified that the crazy bitch is going to sue me. FML

I agree, your life sucks 30 696

You deserved it 3 375

By greg - 14/02/2018 01:30

Today, my mother sued me for whiplash in a car accident that was her fault. She screamed to stop so I slammed on the brakes and the car behind ran into us. It wasn't an emergency; she just thought she saw her friend at the bus stop. It wasn't even her. FML

I agree, your life sucks 5 547

You deserved it 398

By jameen - 07/05/2016 11:48 - United Kingdom - Newbury

Today, a woman rear-ended my car. She's trying to sue me for 'emotional damage'. FML

I agree, your life sucks 14 747

You deserved it 1 032

By Tom - 25/11/2010 13:28

Today, a car hit me. I didn't get hurt, but someone called 911. The old woman who had hit me got out of the car with no problem to look at me, and gets back into the car. When the police arrive, she pulls out crutches and said I made strange faces and made her hit me. I got blamed. FML

I agree, your life sucks 38 181

You deserved it 2 587

By comeonnow - 25/09/2016 18:53 - United States - Coldwater

Today, my mom's boss reversed into my parked car. She expects me to say that it's my fault so she doesn't have her insurance increase. FML

I agree, your life sucks 11 461

You deserved it 757

By Benjamin - 28/10/2011 01:22 - Canada

Today, I was rear-ended by a girl barely out of her teens. I got out of my car and went to get her insurance details, only for her mother to get out and up in my face, screaming at me to, "Get back in your fucking car and get the fuck out of here!" I panicked and did just that. FML

I agree, your life sucks 16 172

You deserved it 38 644

By prettyinpurple - 10/02/2009 04:54 - United States

Today, I was in a car accident. After screaming at the woman for running into me, I got in my car and drove off. As I was driving away, I was staring her down when I ended up rear-ending the person in front of me. FML

I agree, your life sucks 7 943

You deserved it 56 311

chosha_fml 26

Thursday 29 November 2018 22:33

You didn’t take a photo with your phone after the accident? That would have shown her to be on the wrong side of the road.

yeongji 31

Thursday 29 November 2018 23:14

If it there were witnesses and/or cameras, you would still be in some trouble since you drove without an insurance. As for the scene of the accident, were there no pictures taken? If police were not called to the scene, you should have taken pictures to prove that she was indeed driving on the road side of the road. You should have also taken pictures of both her car and your bike to prove the severity of the damages. I will not be surprised if she went home and damaged it even more so that she can slap you with an even larger lawsuit.

Comments

chosha_fml 26

Thursday 29 November 2018 22:33

You didn’t take a photo with your phone after the accident? That would have shown her to be on the wrong side of the road.

RichardPencil 30

Thursday 29 November 2018 22:48

The nerve! You improved her car and she wants to sue you? I guess, maybe she didn’t want you to make her car better.

yeongji 31

Thursday 29 November 2018 23:14

bkwusa 15

Thursday 29 November 2018 23:14

Call the police, normally you can reconstruct a accident based on evidence like tire tracks, shattered glass, and the like.

1known 30

Friday 30 November 2018 7:05

And you can prove that she was one the phone easily.

smartjaguargurl 17

Friday 30 November 2018 1:27

Not sure where you live but where I’m from, cyclists have the right of way sooooooo

smaldridge 12

Saturday 1 December 2018 18:17

you don't normally need insurance for a bicycle though.......

Deez_Knots 10

Friday 30 November 2018 4:28

So threaten to sue her first

raven_of_azarath 34

Friday 30 November 2018 7:04

Is this a motorcycle or a bicycle?

smaldridge 12

Saturday 1 December 2018 18:20

I think it's a motorcycle because they said their insurance expired, and most people don't have insurance on bicycles. I could be wrong though.

Taurus_ChicKa 36

Saturday 1 December 2018 23:47

Lose-lose here. YDI for letting your insurance lapse, but FYL for the stupid woman. One of my biggest pet peeves is people driving while on their damn phones. Nothing is so important that you can't pull over or take the call/text later. And it's even more irritating when the person on the phone drives stupidly and pulls this kind of crap, then acts like it's not their fault for driving unsafely. Ugh!