Today, I'm recovering from a bad motorcycle crash that could have cost me my life. A truck pulled out in front of me while going 60. Luckily I only have a broken arm and a fractured sternum. I was just notified by my attorney that the guy at fault has no insurance or assets to his name. FML
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By
Matthew DiBono
| 1
Not sure where in the US you are, but while the property damage portion you might be a bit SOL on, your PIP and Uninsured Motorist coverage (if you have UIM) should at least cover the medical portion to an extent, and possibly some of the property. Also, was this a commercial vehicle? If so, have your insurance claim rep and attny look into tracking down the company and the police report if you don’t have it already, could go after the company for the portion of the property damage they’re responsible for. Otherwise it’s still possible to pursue them personally for damages (depending on how auto liability laws work in your state, if it’s comparative negligence, pure liability or 50/50), even if not much comes out of it, insurance companies usually have some kind of collection agencies they work with in dealing with uninsured motorists.
By
Hoeksche
| 9
The most important is that you are alive.
COMMENTS
By
Zekfen
| 17
He has a truck and probably a mobile home worth about how much your atty bills an hour. Probably what your atty means is he has no assets worth taking.
Reply
Zekfen
| 17
I’m honestly curious about the downvotes. Did I piss off a lot of people with trucks with no insurance living in mobile homes?
By
Hoeksche
| 9
The most important is that you are alive.
By
Jorn van der Ar
| 13
How on Earth could the truck be going 60 while pulling out?
Reply
Hoeksche
| 9
I think OP was going 60 on his motorcycle
Reply
purplepixie23
| 16
The important question here is miles per hour or kilometres per hour
Reply
Zekfen
| 17
He’s in Texas, USA so my guess is mph.
Reply
Jorn van der Ar
| 13
That's what he meant but not what he has written.
By
DiscomfortZone
| 7
Too many negative votes, comment buried.
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Reply
lexos
| 16
I would rather jump of a bridge with my head down. I'm never giving up my bike
Reply
Mathalamus
| 24
I happen to agree. Motorcycles are just plain unsafe.
By
Abbusser
| 9
Pull out game is weak...
By
Matthew DiBono
| 1
Not sure where in the US you are, but while the property damage portion you might be a bit SOL on, your PIP and Uninsured Motorist coverage (if you have UIM) should at least cover the medical portion to an extent, and possibly some of the property. Also, was this a commercial vehicle? If so, have your insurance claim rep and attny look into tracking down the company and the police report if you don’t have it already, could go after the company for the portion of the property damage they’re responsible for. Otherwise it’s still possible to pursue them personally for damages (depending on how auto liability laws work in your state, if it’s comparative negligence, pure liability or 50/50), even if not much comes out of it, insurance companies usually have some kind of collection agencies they work with in dealing with uninsured motorists.
Reply
faifai_fml
| 21
Seconding what this guy wrote. I've been in the insurance business for 15 years. Good advice up there.
By
melisssa87
| 30
Can’t they just wait until he has? I mean he has to live off something?
By
DanielleinDC
| 32
The guy has the truck, doesn't he? And if it's a work vehicle, perhaps the company he works for can be held responsible.
I'm glad you're okay, save for the two broken bones. I hope you recover quickly.
I'm glad you're okay, save for the two broken bones. I hope you recover quickly.
By
Cody Vertigo Bonthoux
| 15
he has a truck that sounds assetty at the very least go for getting his license revoked to the point where he has to take an L again
By
distortedcognition
| 17
No PIP ins for motorcycles and UIM has a cap out of around $10G/rider. At least that’s how it was when a lady hit me head on. Sorry about your luck, OP. I’m glad you didn’t get injured worse.