Money, Transportation and Cars: Insurance is a scam

Insurance is a scam

By leogs23 - 27/02/2021 16:58

Today, my fiancée wrecked my car so I had to use my other car to pick her up. Ten minutes after I did, my other car broke down in the middle of the road and I had to get it towed. My insurance covers none of these incidents. FML

I agree, your life sucks 802

You deserved it 193

Money Transportation Cars

Our house, in the middle of our street

Triage

Bullshit excuse

Boundaries

By Anonymous - 14/10/2020 02:01

Today, I walked in on my parents, who are in their late 50s, having sex. That's not the worst part, it's understandable; we all have needs. However, I walked in on them doing it on my bed. FML

I agree, your life sucks 1 566

You deserved it 127

Persona non grata

By soupcrackers - 07/10/2020 04:57

Today, I spoke to Friend A and Friend B, with whom I'd had arguments with in the past. Those arguments caused me to leave a group chat. When I want to settle things with Friend B, they told me, "Don't come back to the group chat. It'll make everyone happier if you stay out." FML

I agree, your life sucks 826

You deserved it 413

One day…

By Animal - 24/02/2011 19:14 - Canada

Today, my mom was snooping around my room, and found the unopened box of glow in the dark condoms I bought myself year ago. She laughed and said, "No takers yet, eh?" FML

I agree, your life sucks 37 178

You deserved it 17 061

By Anonymous - 09/03/2015 14:24 - Spain - Zaragoza

Today, an old friend of mine landed in Spain, where he's visiting me. After a few minutes talking about where we should meet, we realized the reason he couldn't figure out where it was, was probably due to the fact that he was in Barcelona. I live in Madrid. FML

I agree, your life sucks 36 710

You deserved it 4 825

By Anonymous - 05/04/2009 09:43 - Canada

Today, my boyfriend of 3 months and I were in the middle of a heavy make-out session when his cell rang. Normally, he'd ignore it. This time however he pushed me off of him and said "Shit! It's probably my girlfriend!" I thought I was his girlfriend. FML

I agree, your life sucks 161 612

You deserved it 16 352

By anonymous - 24/04/2013 04:55 - Germany

Today, I was fired on my second day of work after a year and a half of unemployment. Apparently, my "tendency to solve problems instead of just accepting them made the other workers uneasy". FML

I agree, your life sucks 54 552

You deserved it 3 618

By Anonymous - 31/03/2009 13:48 - United States

Today, I woke up to 70 new text messages and 100 calls all from numbers I didn't know. The night before I got into a heated argument with my old best friend about who was prettier. She got mad and posted my number on Craigslist as a prostitute. Apparently I won. FML

I agree, your life sucks 75 181

You deserved it 23 841

Creepy

By bam.93 - 14/04/2020 17:00

Today, my supervisor asked me to help him for some modifications on an Excel sheet. I helped him for some stuff, but couldn't help him completely. He said to me, " Try to learn more about Excel, I want someone to satisfy my needs." FML

I agree, your life sucks 1 520

You deserved it 198

By BetrayedGirl - 13/01/2010 12:40 - United States

Today, my friend told me men can't be trusted. I told her that wasn't true; I have my husband's password to his email but I never check it because I trust him. She bet me he was doing something bad, and to prove her wrong I looked. Turns out he has been cheating on me for 8 months. FML

I agree, your life sucks 44 785

You deserved it 5 489

By lilshoobydoo14 - 15/10/2010 04:18 - United States

Today, I met a guy that I liked. We really hit it off, that is until his parents walked by and he started begging them, down on his hands and knees, to buy him a new video game. FML

I agree, your life sucks 32 336

You deserved it 4 315

By Anonymous - 09/08/2019 14:00

Today, I was prescribed two different medications. I was also informed that they will both give me diarrhea for the next two weeks. FML

I agree, your life sucks 1 518

You deserved it 87

By tee - 15/08/2016 13:54 - United States - Kansas City

Today, I found out people are suspicious of me at work because I do a good job. FML

I agree, your life sucks 14 166

You deserved it 1 468

By TiredMom - 16/02/2012 21:42 - United States

Today, after finally getting my newborn baby to sleep, I made a sign to put on the door asking people not to knock or ring the bell, since our 3 dogs will bark loudly and wake the baby. When I went to print the sign, my dogs barked like crazy at the sound of the printer. FML

I agree, your life sucks 29 897

You deserved it 10 056

By Anonymous - 13/03/2010 09:17 - United Kingdom

Today, I was at my boyfriend's house, when I needed the loo. The door was ajar, so I walked into his bathroom, sat down, and started to pee. I then looked up to see the shocked face of his dad sitting naked in the bath. FML

I agree, your life sucks 31 657

You deserved it 10 039

By onefishtwofishes - 23/05/2013 20:15 - United States - Washington

Today, the communications expert I'm forced to work with added the line "as they can catch bigger fishes" to a film script. She does not believe me when I tell her that the plural of fish is "fish." This idiot not only has the final word, she makes twice what I do. FML

I agree, your life sucks 39 832

You deserved it 4 441

By all puked out - 13/07/2014 21:14 - Netherlands

Today, I saw a drunk woman drop her purse in the street. I picked it up and went to give it to her, only for her to scream at me for being a thief. Then she started crying, apologized and hugged me, then got angry again, and finally threw up on me. FML

I agree, your life sucks 51 628

You deserved it 4 312

By Still Dry - 18/08/2010 02:01 - United States

Today, I went to a water park, and the fee to get in was $39.95. Once I got in I was really thirsty, so I got a soda and then I hear over the intercom that the park is closing due to a clog in the cleaning system. I paid 43.67 for a soda. FML

I agree, your life sucks 39 359

You deserved it 4 226

By thefatnurse - 13/11/2014 02:48 - United States - Roswell

Today, one of the patients on the mental health unit where I work looked me up and down and said; "Well, I guess it's a popular misconception that all fat people are jolly." FML

I agree, your life sucks 33 155

You deserved it 4 603

By Samantha - 30/10/2010 05:41 - United States

Today, I went to see Paranormal Activity 2 with my boyfriend. In hopes of him putting his arm around me or holding my hand, I told him that I was very scared and pretended to cry a little. He told me to be quiet because I was ruining the movie for him. Then he moved seats. FML

I agree, your life sucks 25 168

You deserved it 42 815

By hopeless - 08/04/2011 15:03

Today, is my birthday. Everyone forgot except my stalker. He rang the door bell the second it turned 12:00. FML

I agree, your life sucks 47 492

You deserved it 3 976

We were on a break!

By Anonymous - 13/04/2021 17:01

Today, it's been two weeks since my girlfriend of many years and I decided to take a short break from each other. We'd been fighting a lot and felt like some space would help the situation. I found out today that, at some point during those two weeks, she decided to go and have sex with my (now ex) best friend. FML

I agree, your life sucks 1 046

You deserved it 233

But he's only 5

By Anonymous - 18/12/2019 05:00

Today, I was playing with my 5 year-old neighbor. I was changing and he saw me naked. Then he went home and his parents came over. Apparently, he told them that I have beautiful boobs. FML

I agree, your life sucks 1 685

You deserved it 680

By Tang - 27/02/2017 08:00 - United States - Fort Lauderdale

Today, I asked my boyfriend why he wasn't on Facebook for the last two days. It turned out his father found out we were talking, and banned him from logging on. He's 19. FML

I agree, your life sucks 5 804

You deserved it 551

By lmastr64 - 08/10/2010 10:31 - France

Today, I sit here in agonizing pain because of a scoliosis surgery. I have a bunch of painkillers that I need to suppress this incredible back pain. Looks like I can't take any. My mom has hidden them from me because she THINKS I need to be taken off them. I wish my doctor were here. FML

I agree, your life sucks 37 927

You deserved it 2 755

By cc - 10/10/2011 04:04 - United States

Today, I lent my sister $1000 because she and her husband were in some debt. They used the money to go gambling in Vegas and won a major jackpot. They won't even give me a cut. FML

I agree, your life sucks 40 824

You deserved it 6 451

By Anonymous - 29/05/2019 20:00

Today, my girlfriend and I tried to have sex in the shower. While trying to support her weight, as we got into things, I slipped backwards on the wet floor and fell through the Pyrex side of the shower, with her crashing down on me. I now have bits of Pyrex in my back and have to replace the shower side. FML

I agree, your life sucks 1 739

You deserved it 746

By CC - 02/09/2012 06:27 - United States - Southfield

Today, I was icing an injured foot with a frozen water bottle as the doctor directed me. When I was done, I picked the bottle up and immediately dropped it on the same injured foot, which is now swollen and bruised. FML

I agree, your life sucks 21 715

You deserved it 4 733

By Anonymous - 09/11/2014 08:37 - Australia - Brisbane

Today, my girlfriend broke up with me via Twitter. FML

I agree, your life sucks 37 882

You deserved it 3 848

By dickface - 28/03/2011 20:13 - Canada

Today, I was sitting beside a very cute girl on a 3 hour bus trip with my class. She fell asleep, head on my lap. She woke up because my erection was jabbing her in the cheek. FML

I agree, your life sucks 60 657

You deserved it 29 954

By Lespoon - 25/02/2010 05:09 - United States

Today, my mom drove my family to the desert for a themed family photo. We had to wear big frumpy old western-looking clothes in 115 degree weather. Hot and agitated, I muttered, "This is the ugliest thing I've ever had to wear." My mom, looking hurt, replied, "That's my wedding dress." FML

I agree, your life sucks 20 159

You deserved it 29 001

By Anonymous - 06/11/2012 02:48 - United States - Gainesville

Today, my best friend got engaged to the guy she's been seeing for five years. He also happens to be the man I've been in love with for eight. As she was giving me the details, she nonchalantly gave me her reason for accepting the proposal: "Why the hell not, there's always divorce." FML

I agree, your life sucks 30 330

You deserved it 4 499

You did ask…

By Anonymous - 01/05/2012 00:22 - United States - San Antonio

Today, I was visiting my 8-year-old nephew. He told me he learned about fire safety, so I asked him what he'd do if there were a fire right now. He pushed me out of the way and I fell, then he ran over me and out the front door, leaving me on the floor in pain. FML

I agree, your life sucks 23 883

You deserved it 4 324

By Anonymous - 07/04/2018 15:00

Today, my girlfriend did the whole "break up with your boyfriend and kick him out of the house" thing from the movies. Except it's my house. She kept my stuff. FML

I agree, your life sucks 4 256

You deserved it 610

By maf811 - 07/11/2011 12:13 - United States

Today, my mother panicked and was about to report me missing when I didn't answer her calls while I was at a movie. I'm 31, and have lived on my own for over 10 years. FML

I agree, your life sucks 37 936

You deserved it 2 780

By nosestealer - 07/07/2013 21:57 - Canada - Brampton

Today, my five-year-old daughter called the police to report her stolen nose. FML

I agree, your life sucks 58 399

You deserved it 9 840

By queenbee12345678 - 19/02/2012 19:29 - United States

Today, I accidentally left my cell phone at the restaurant. When I realized my mistake, I went back to see if anyone had found it. They said no, so I gave them my number to call if it turned up. I realized later that I'd given them my cell phone number. FML

I agree, your life sucks 9 904

You deserved it 26 304

By NeverGonnaGetAny - 23/02/2009 19:28 - United States

Today, I was discussing sex with my guy friends in their dorm when I asked one of them what he would do if I got naked and crawled into his bed. He replied, "Nothing. You're one of the guys now." They all agreed. FML

I agree, your life sucks 67 510

You deserved it 23 764

By ananymous - 01/11/2012 03:04 - United States - Spencerport

Today, I was handing candy to a little boy who was trick or treating by himself. He was small enough to grab the candy and run past me into my house. I've been searching my house for two hours and still can't find him. I'm afraid to go to sleep. FML

I agree, your life sucks 38 648

You deserved it 2 794

Welcome to the world!

By Anonymous - 01/04/2020 08:00 - United Kingdom - Aldershot

Today, I helped deliver the baby belonging to the woman my husband left me for. FML

I agree, your life sucks 2 442

You deserved it 136

By sleepy - 23/12/2009 05:05 - United States

Today, I was trying to read a book for school, but kept falling asleep. Following some advice from a friend I tried reading on the uncomfortable floor. Two hours later my dog woke me up by peeing on my face. FML

I agree, your life sucks 29 141

You deserved it 5 910

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Top comments

OrySoma 11

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Sunday 28 February 2021 15:01

its more than likely because they don't carry full coverage on thier vehicle and if you don't have that insurance wont pay if you're at fault I learned that the hard way too

RichardPencil 30

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Saturday 27 February 2021 17:46

All the people with zero cars are sending you "thoughts and prayers."

Comments

RichardPencil 30

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Saturday 27 February 2021 17:46

All the people with zero cars are sending you "thoughts and prayers."

Seeya55 31

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Sunday 28 February 2021 13:58

Normally I'd agree, but one person's struggles in life isn't outweighed by another's. The fact that OPs other car broke down half shows these vehicles could both possibly be extremely old. And the fact that the collision isn't taken care of could be they can't afford anything above basic coverage. Everyone has different struggles. OP and fiance could have shit health, whereas the person with no car could be very healthy. Not everything is black and white.

DarkAngelsBlade 25

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Saturday 27 February 2021 20:06

If the accident your partner had wasn't covered even if you were driving, that sucks, but if it was because they were driving, welllll still sucks but more avoidable. Also i guess you didn't do any upkeep on the second car?

OrySoma 11

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Sunday 28 February 2021 15:01

its more than likely because they don't carry full coverage on thier vehicle and if you don't have that insurance wont pay if you're at fault I learned that the hard way too

Seeya55 31

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Sunday 28 February 2021 13:48

A majority of insurances don't have car break-down coverages. That's like extra, bonus, cherry on top coverages. The car being totaled, it should and usually is covered by your insurance under your collision coverage whether it was you or your fiancé. As long as he/she has a license, and you have the proper collision coverage, you're fine. If there's some shit loophole, your insurance company are buttholes. If you have bare bones insurance just to be able to drive, then that was your choice to pick and not be completely covered in an accident.

Nearly

Today, I spent my 25th birthday crying alone in my room with my baby, because no else seemed to care it was my birthday. My partner and I had a fight the night before and we haven’t spoken or seen each other since. FML

I agree, your life sucks 29

You deserved it 8

Today, I live in Turkey and the dollar has risen to 13 lira. Just turks understand. FML

I agree, your life sucks 37

You deserved it 9

Spicy

Today, my boyfriend finally told me after over two years together that the reason we only have sex once a month is because my stomach is, “off-putting”. FML

I agree, your life sucks 466

You deserved it 111

Today, my wife announced she wants to incorporate a saddle into our lovemaking. This might be fine, except she wants me to wear an actual 30-pound saddle, and I have bad knees. FML

I agree, your life sucks 665

You deserved it 84