Today, I learned that my "Cash back rewards" for credit card purchases are mailed with the monthly statement. The same monthly statement that goes straight into the shredder or fireplace because I prefer to do my banking online. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML
Today, after waiting 7 months to get my amended tax return refund, I was informed today that not only did they mail it to the wrong address, the person who they mailed it to cashed the check. FML
Today, I opened my mail and mistook it for my bank statement. It was my hospital bill. FML
Today, I received a new debit card, so I cut the old one into pieces. I then picked up my remaining card, and realized I'd cut up the wrong one. FML
Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML
Today, I was paying for groceries when the cashier asked if I wanted cash back. I said yes and handed over my card. She stared at me and said, “You're using a library card.” I'd pulled the wrong card out of my wallet. FML
Today I bought a $50 voucher card to refill my phone. After I purchased it, I threw the receipt in the dustbin. When I got home, I found out that the 14-digit pin code was on the receipt. I basically threw 57 bucks in the dustbin. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
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Top comments
khung835 6
at least take a look at your stuffs before you throw them away.
Razzle_Dazzle_5 11
My grandma would give you a really good talking to, she keeps all her receipts in her pillow case....
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Comments (85)
JestrRulz 12
Ummm bank cards don't put cash in envelopes.
Daiyuki 5
That's because they are inanimate objects.
hotPinklipstick 24
No, but the people that print the statement and mail the envelope will put a check in there for the person receiving it.
annihil8or 15
Hello! If the envelope has the name/logo of ur CC probably a good idea to open it. Other mail for which u don't have a CC throw THAT away
5t3ff1k4h 47
My CC statement doesn't have a CC logo on it. Just sayin'...
bada55b1tch 3
No,not true. I worked for a credit card company and you can redeem them online.your statement just tells you how many you have.
Ravenclaw2016 6
This is why we look before we leap... or shred in this case I suppose. YDI all the way.
kristat 14
This fml made me wish I could click ydi multiple times and actually have it work. ALWAYS open mail from any business you have an account with. Also, read the terms and conditions. That way you know to look for the check in the mail. And like somebody said earlier, you won't know about any changes just by looking at your transactions online. You're probably the same person who would go in saying you were never told about the new fee on your account even though it was on your statement, they sent a letter and e-mail, they tried calling you and told you about it in person but you weren't paying attention.
bubo_fml 11
No big deal...A lot of my $ goes up in smoke too...
Honda288 2
You know they call it "cash" back rewards for a reason. Read the fine print or it will bite you in the ass every time.
5t3ff1k4h 47
My "cash back rewards" on my credit card does not come in the form of cash. They tally how much I've spent on my card over the year, work out a certain amount according to what I've spent, and deposit x number of dollars onto my card in the form of a credit. For example, if I earned $20 in cash back rewards and I had no balance on my card at the beginning of the year, the credit would be on there so that I can spend $20 and it won't come out of my own pocket. It's not necessarily always cash.
jafreen 8
that was one if the most stupid fml I hv ever read. where there's Money involve, u cannot be THAT careless!
Spartacus 8
Well your a retard
mmjluvi 1
I agree lmao
klynn267 0
Maybe a real moron. But I doubt she has an unfortunate medical condition like mental retardation. Dbaa.
mabelina 0
Just ask them they will replace them