Money: Today, I was overdrawn $15 at the bank. I paid in my last $80...

By witt75 - 23/02/2011 18:53 - United States

Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML

I agree, your life sucks 27 760

You deserved it 6 236

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Same thing different taste

Bunch of bankers, the lot of them

By Alyce - 06/11/2020 02:08 - United States - Lewistown

Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML

I agree, your life sucks 1 026

You deserved it 91

By Celina - 12/01/2009 09:55 - United States

Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML

I agree, your life sucks 28 775

You deserved it 5 366

Can't buy me love

By Anonymous - 23/11/2020 04:02 - Japan - Okayama

Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML

I agree, your life sucks 661

You deserved it 437

By Anonymous - 24/09/2015 01:21 - Canada

Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML

I agree, your life sucks 27 180

You deserved it 4 153

Bunch of bankers

By WTF - 30/10/2009 10:11 - United States

Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML

I agree, your life sucks 32 421

You deserved it 2 248

By jedd90 - 08/07/2009 14:37 - United States

Today, I overdrew my account and ended up paying an extra 35 bucks for a 1.99 item. It was an application on the iPhone that is supposed to help me keep track of my money. FML

I agree, your life sucks 19 692

You deserved it 52 776

Overdraft blues

By Anonymous - 16/04/2022 18:00

Today, I got a text from my bank saying that my chequing account is below the threshold amount, and that they will have to charge me if I don’t deposit money soon. FML

I agree, your life sucks 804

You deserved it 211

By dmlk - 10/12/2008 11:09 - France

Today, and for the third time this week, my bank manager called me to tell me that my account is still overdrawn. He doesn't seem to understand that my wages always get paid at the end of the month. FML

I agree, your life sucks 23 053

You deserved it 5 141

By armenta427 - 07/10/2009 04:12 - United States

Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML

I agree, your life sucks 44 908

You deserved it 3 323

By tinaburrito - 26/01/2010 21:33 - France

Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML

I agree, your life sucks 30 230

You deserved it 2 643

ImaginaryFoe 0

Thursday 24 February 2011 0:19

I've been there so I can say from experience that it is 100% your fault. If you had the cash, you should've dropped it into your account before cheques came in. Also, why didn't you just deposit $20? Then you'd at least have $60 in your pocket. If you've never overdrawn your account before, you could ask the bank to reverse the fees as a one-time courtesy.

kiwi00 0

Wednesday 23 February 2011 23:52

Time to start hookin'.

Comments

pseudopanthers 0

Thursday 24 February 2011 10:38

Time to cancel with Bank Of America.

ulicksam 0

Thursday 24 February 2011 13:42

Unbelievable that anyone would say anything other than YDI.

lucy86 0

Thursday 24 February 2011 15:32

been there! try $300 in fees

x0cherriecrush 0

Thursday 24 February 2011 15:39

that happened to me before... ended up having to pay a total of 700 dollars to a bank over 15 dollars overdrawn... sorry to hear about ur unfortunate experience with a bank... I'm with a credit union now... maybe u should check into one

goaliemkl123 8

Thursday 24 February 2011 15:43

^ that wasn't a very good comeback

som_fml 0

Thursday 24 February 2011 18:18

Overdrawing doesn't sound like much of a "feature" to me. Usually, when you have no money in the account, it just says "insufficient funds" and you get to walk out of the store all embarrassed. Why would people want to pay so much money in fees just to avoid embarrassment?

aareavis 0

Friday 25 February 2011 7:22

YDI. That didn't happen all at once. You should check your account regularly for any discrepancies and check your statements. If it was a check that did it, then you shouldn't have wrote it. If it was an automatic payment, you should have called the company and told them to not take it.