Bunch of bankers

By WTF - 30/10/2009 10:11 - United States

Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
I agree, your life sucks 32 386
You deserved it 2 240

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Top comments

Get a new bank. And when you close out your account at this bank, make sure they know the exact reason why. Don't let them sweet talk you back in. Be firm and go to another bank. Write a letter to the president of the bank with your complaint, publish it in a blog, on Facebook, on Twitter; coming here to FML was a step in the right direction.

do the american thing- sue them.

Comments

wazdog 4

Could be worse. Could've been me!

I actually laughed out loud

Comment moderated for rule-breaking.

Show it anyway

The overdraft was the banks mistake for screwing up the bill pay system.

No, he just made it sound like the bank's mistake. Have you ever used a bank bill-pay system? You can either set up a one-time payment, or you can set up a schedule that does exactly what you tell it to do. The bank doesn't try to intelligently determine when your bills are due. It just pays when you tell it to pay.

americayay 0

He really shouldn't have signed up for automatic bill pay, though. That's why stuff like this happens.

YDI for being poor!

slients_1234 0

Dumbstruck I bet you have no friends

No matter what the FML says, there always has to be some bullshit reason for OP to deserve it.

Get a new bank. And when you close out your account at this bank, make sure they know the exact reason why. Don't let them sweet talk you back in. Be firm and go to another bank. Write a letter to the president of the bank with your complaint, publish it in a blog, on Facebook, on Twitter; coming here to FML was a step in the right direction.

Or he can stop overdrafting. Either way works, really.

I agree with the getting a new bank part. And I doubt you care what I think about the blog stuff. oh wait this is the internet. DOWN WITH YOU

Better yet, switch to a credit union. Banks are evil and will screw you every chance they get.

Or, you could alway do the opposite and let them sweet talk you. I.e. Threaten to leave, and they'll likely give you what you want.

youthink_fml 0

Bullshit. If the bank agreed it was their mistake and agreed to fix it, they certainly wouldn't tell you that. They'd just put the money in your account.

You need to make copies of any all proof you have of what happened. You NEED to take the copies TO a bank location and then you NEED to talk with a MANAGER. You NEED to MAKE them resolve THEIR mistake!! Do NOT take 'no' for an answer. I went thru something similar when I wrote a check for $100 something and my bank paid out $1,000 something.

do the american thing- sue them.

Stop listening to e-lawyers and go seek real legal advice. Either that or bend over and take it up your ass.

wow what assholes, no wonder people rob banks id want to level that place.

mercury42 0

Bank of America? No kidding. They've done it to me...