By Anonymous - 16/04/2022 18:00
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I think this must be the single most boring FML I've ever rea....zzzz
Back when I switched jobs to something that didn't have direct deposit, they gave me an ultimatum... Maintain a minimum balance of like 1.5k or get direct deposit. I called their bluff, took all my money out (was above the minimum, but I didn't wanna have to keep it that way all the time, especially if I wanted it in the savings account.) and joined a credit union that didn't require a minimum balance or direct deposit. Free checking! I now consistently can maintain that balance in a checking account, but my savings account t has higher interest, so it's kinda pointless to keep much of anything in the checking account. I try to keep no more than 500 in there after bills so I don't lose out on much interest dividends. Look around for credit unions that you can join. You may not need a minimum or a direct deposit for the one you find. Mine isn't based near me, so I have to do my deposits online only (give someone money and have them transfer to me, or get my money given to me electronically only.) but withrmdrawals are easy. I like mine and got very attached to it or I'd look for one based in my location.