Ideal location

By Garageless - 14/10/2020 05:02

Today, I live near the bottom of a hill, where there's a curve and I'm seriously considering moving, because someone drove through my garage into the ravine. Insurance says they don't cover "Acts of God." FML

I agree, your life sucks 1 217

You deserved it 79

Winter: Snow and Funny News
Snuggle up and laugh with our winter stories, where snow isn't the only thing sliding around! More…

Previous FML Next FML

Same thing different taste

By LilaTheGreat - 05/05/2013 23:51 - United States - Boyd

Today, I got into a car crash, in my own garage. FML

I agree, your life sucks 23 531

You deserved it 44 218

Stick to sidewalks

By Anonymous - 24/06/2024 19:00 - United Kingdom

Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML

I agree, your life sucks 476

You deserved it 68

By Idontknowwhattodo - 27/08/2013 10:17 - United States - Fountain Valley

Today, my daughter managed to crash my car. It's okay though, the insurance will cover it. However, it won't cover all the items she damaged crashing into a garage sale. FML

I agree, your life sucks 43 017

You deserved it 3 498

Racketeering

By Anonymous - 25/08/2021 04:01

Today, my car was damaged in an accident. At the garage, I happened to find out that if some big insurance company is paying for the repairs, they only charge half the hourly rate they charge people who have to pay from their own meager salaries. FML

I agree, your life sucks 814

You deserved it 100

Stuck

By Anonymous - 13/01/2021 23:00 - United States

Today, while on my way to deliver aluminum to a customer on top of a really steep hill, there wasn't enough room to do a U-turn without clipping a vehicle. I had to go through some mud, so now the company semi is bumper-deep in it. FML

I agree, your life sucks 764

You deserved it 180

And you may ask yourself, "Where is that large automobile?"

By gus98 - 17/08/2024 07:00 - United States - Los Angeles

Today, I went outside and walked to my car, only to see someone had hit and run my car while it was parked. My insurance company deemed my car a total loss. The person who did this never got caught. FML

I agree, your life sucks 471

You deserved it 92

By Sean - 09/09/2013 21:04 - United States

Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML

I agree, your life sucks 45 870

You deserved it 2 996

By financially_wreckd - 21/12/2014 00:53

Today, thanks to some asswipe drunk driver fleeing the cops the wrong way down a one-way street, I've now had my third wreck this year. My insurance premium's now higher than Bob Marley in a weed factory. FML

I agree, your life sucks 36 540

You deserved it 3 455

By jjuuuuuuulless - 17/12/2018 17:30

Today, my car's parking gear and parking brake failed. I watched as it rolled down a big hill into someone's 2017, $30,000 camper. FML

I agree, your life sucks 2 296

You deserved it 316

By jk2010 - 03/02/2010 17:44 - Israel

Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML

I agree, your life sucks 12 130

You deserved it 55 761

Knewberg 6

Wednesday 14 October 2020 5:23

umm...I would fight that insurance company

RichardPencil 30

Wednesday 14 October 2020 8:52

Was God driving?

Comments

Knewberg 6

Wednesday 14 October 2020 5:23

umm...I would fight that insurance company

RichardPencil 30

Wednesday 14 October 2020 8:52

Was God driving?

Chrisracer 3

Thursday 15 October 2020 9:48

Jesus took the wheel.

Walid Tahiri 9

Wednesday 14 October 2020 9:24

If you think about it... what isn’t an act of God? , isnt that his whole thing, responsible for everything happening, stupid insurance company!

alex_jaguara 32

Wednesday 14 October 2020 10:09

Insurance is a scam.

Iamthebanzai22 21

Wednesday 14 October 2020 12:47

Do you have an insurance ombudsman in your country? Also, there is hellopeter.com

coius 23

Wednesday 14 October 2020 16:29

This is a catch-all they use when they don’t want to pay out. You need to file a complaint with the insurance commission and for the love of god, consult with a lawyer. This will get messy quick and you dont want to be caught off guard. Even if you dont hire a lawyer, at least seek a free consultation. Insurance companies try to screw people all the time with BS like this. I know 1st hand and it required a lawyer to twist their arm (and even a commission intervention didnt fix it)

FluffyMcFluffs 1

Wednesday 14 October 2020 23:48

Hire a lawyer by that logic everything that could be covered isn't.

Thaylok 17

Thursday 15 October 2020 17:02

Did God put the road there? It is not your insurance that should be paying and if the other guys insurance isn't performing, get a lawyer and file formal complaints.