Today, I'm recovering from a bad motorcycle crash that could have cost me my life. A truck pulled out in front of me while going 60. Luckily I only have a broken arm and a fractured sternum. I was just notified by my attorney that the guy at fault has no insurance or assets to his name. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, I was sent to the hospital after being hit by a car while on my bicycle. The police officer said it was my fault for not looking, even though the car pulled up without looking. I now have a small herniated disc in my neck and abrasions on my thigh. FML
Today, I got into an accident and my bike broke. My insurance expired 5 days ago and the accident wasn't even my fault. The lady was on the phone and on the wrong side of the road. She's threatening to sue me even though her car is in better condition. There are no witnesses and no cameras either. FML
Today, it's been 4 days of recovering from a motorcycle accident. Which happened 5 hours after it was delivered. I went face-first through a garage door. FML
Today, I was riding my bike down a road I know is quite hazardous. Having almost been hit in the same spot the day before, I rode across the intersection very satisfied without having been injured. Until I crashed into the guy front of me and flipped over my handlebars. FML
Today, I crashed my motorbike and broke both my arms. I now have to rely on my mom and aunt taking turns to do everything for me. FML
Today, I was driving my motorcycle, and I noticed someone was in the ditch, so I went to go help them. When the ambulance showed up, they ran over my bike, totaling it. FML
Today, I came out from the E.R. with an arm cast and stitches on my head, all because a cyclist ran me over on a pedestrian walkway and got away. FML
Today, while driving to work, an idiot pulled out of a junction without looking and wiped me out. I'm now in hospital with two broken legs, looking at employment pages because I didn't give work "enough notice" about my absence. FML
Today, after I fell on ice twice hitting my tailbone last week. I'm in excruciating pain but can't get out of work, no internet for over a week so I can't do college work, a guy ran into my car, totaling it. it's 20 years-old so insurance probably won't give me enough to replace. Bad luck comes in threes. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
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Top comments
Matthew DiBono 1
Not sure where in the US you are, but while the property damage portion you might be a bit SOL on, your PIP and Uninsured Motorist coverage (if you have UIM) should at least cover the medical portion to an extent, and possibly some of the property. Also, was this a commercial vehicle? If so, have your insurance claim rep and attny look into tracking down the company and the police report if you don’t have it already, could go after the company for the portion of the property damage they’re responsible for. Otherwise it’s still possible to pursue them personally for damages (depending on how auto liability laws work in your state, if it’s comparative negligence, pure liability or 50/50), even if not much comes out of it, insurance companies usually have some kind of collection agencies they work with in dealing with uninsured motorists.
Hoeksche 10
The most important is that you are alive.
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Comments (26)
BEEEEES 15
This is why indentured servitude is a good idea.
Xavia91 4
huh another unthinkable thing happening in the USA, every other first world country should require an insurance, that coveres people you hurt, when registering your car...