Today, six years after hurricane Katrina took everything from me, I received a letter in the mail from FEMA telling me that I have to repay them the money I received to replace what was lost. I have 30 days to repay $4,900 or the case will be sent into federal debt collection. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, I got a letter from the IRS informing me that I owed a debt of $80 dollars from 4 years ago, and that it has now grown to over $800 dollars, and it's due this month. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML
Today, I was finally discharged from hospital after being in there for one month, I arrive home to find a letter from a debt collection agency for my unpaid car insurance premium, and another letter from my car insurer to say that they aren't covering my accident due to non payment of premium. FML
Today, I got a call from the county’s courthouse where I used to live saying I was being sued for fraud and expected in court to defend myself. Apparently, my ex took a loan out in my name and now I get to pay $2300 worth of legal fees and restitution to this loan company. FML
Today, I found out that I owe the government money and that the amount will increase if I miss the deadline two months ago. FML
Today, I received a surprise "absolute final notice" email for payment of an overdue fee from the university I withdrew from 6 months ago. Turns out, my old landlord has been hoarding their letters to me. As a result, my credit is now in the shitter and I had to pay an extra $120 in interest. FML
Today, I learned I have over $10,000 in debt, despite never owning a credit card. Apparently, my ex-roommate had been replying to the credit card offers I was receiving in the mail. That also explains my missing driver's license a few months back. FML
Today, after weeks of asking, I was finally given my debit card back from my parents. They’ve spent over $1000 and now I’m scared to know how much I have left. There was no mention of a reimbursement either. FML
Today, I received an overdue bill for my now nonexistent car that caught fire in July. FML
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Top comments
kut19 6
The government should know all about going in to debt.
asianswag 6
Dude thats sucks testicles.
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Comments (91)
xXMudkipNoobXx 7
What buttcaverns
saddest_panda 1
Okay, we all know FEMA is mismanaged...but how dumb do you have to be to not realize the money was a LOAN?! FEMA provides emergency loans, not free cash. You got the money for 6 years with an extremely low interest rate--you should be thankful. And hopefully now you're smart enough to pay for insurance. (Btw, I lost ALL my belongings in a fire and didn't get a penny from anyone. I know it sucks but I got over it and didn't try to mooch off the government.)
DDpandaz 0
Holy crap a smart person...
jess_c87 4
FEMA sucks everyone's been having problems with them
thatonedame 6
Seriously? Live below sea level and your surprised it flooded? Always read the fine print on anything and everything you sign. You got a loan of some sort. It's not the government's fault you didn't have some sort of insurance to cover your ass. No one MADE you take the money.
ShiningCelebi 1
I know the national news made it seem like Katrina hit New Orleans, but it didn't. New Orleans got a gentle sideswipe from the western bands of the storm. The actual hurricane, including its most powerful parts, hit the Mississippi coast (and of course Alabama and the rest of Louisiana were impacted as well.) Virtually no one here is below sea level, but the storm surge pushed nearly 30 feet of water onshore. So if you lived up to 25 feet above sea level, near any body of water, you were screwed. My work is nearly 6 miles inland and at least 15 feet above seal level, but they got 10 feet of water inside. Get off your high horse.
that_fat_guy 0
Did you keep your money in the bank or in your walls?
stillxsearching 3
Do people really feel sorry for OP? For those who don't realize this ... 1) the money was a LOAN which OP has known (or should have known!) for six years he was going to have to pay back, and 2) the money didn't grow on a tree, it is YOUR tax dollars. Everyone should have homeowner's or renter's insurance. Seriously a minimum policy is like $10 a month, there is no excuse for not having it. If you live in a floodplane you should also have flood insurance. The fact that OP's possessions were not covered by insurance is 100% OP's fault. It's not my job or your job to pay for his ruined DVDs with our hard earned tax dollars. I have no sympathy.
AmazingLadyy13 0
Fight back. I believe that you'd easily win if you were never told that it was a loan.
mad_hatter0666 22
Wtf, doesn't that defeat the purpose of government aid? Fyl, OP. Sorry. :(
steviesnm 6
Banktruptcy!
vbmg152 19
Bankruptcy doesn't get you out of government debts!!
redneckntexas 0
Good. All you n****** should have to repay shit! 6 years later y'all are still bitching, mooching and wanting us hard working tax payees to pay for your shit!