Today, I finished installing a brand new engine in my old car. It cost just over $6000. Later, I was waiting at a red light and an uninsured drunk driver smashed into it head on. It's completely totaled. I got to drive it 5 miles. The car is worth $1000, even with a new engine. FML
Collection
Wild Nights Out
Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.
Today, I paid $2300 to a mechanic for fixing my car. It's also the day I got into an accident and totalled said car. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I got the repair estimate for my car. It's going to cost me $3,000 to rebuild the front end. It was wrecked because a couple decided to have a lovers' spat in the middle of the freeway. I had that car for exactly four hours. FML
Today, my car was totaled. It was so new, I haven't even made the first payment on it yet. FML
Today, accustomed to dealing with my old car's faulty accelerator, I pressed the pedal way too hard in my new car and crashed into a pillar, totaling the engine, and giving myself a concussion. I could still see the dealership down the street. FML
Today, I bought my very first car that I spent years saving for. A few hours after I signed all the papers, I let my boyfriend go for a test drive. He totaled it. FML
Today, I had the lovely experience of witnessing a tow truck cause a couple thousand dollars' worth of damage to my broken-down car. FML
Today, I bought a new $10,000 car since my old one broke down. Today, I also found out the old one wasn’t starting because i never had it in park. FML
Today, I woke up to find the entire driver's side of my car wrecked. Front door, back door, front and rear bumper smashed to shit. A drunk driver had hit it the previous night and ran. Don't worry though, he stopped and left his insurance information. He keyed it into the undamaged side of my car. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
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Top comments
Amkii 0
:( Ugh. I'm sorry. Your insurance should cover most of it, right? This is why we need to have stricter rules in the US about drunk drivers... esp. uninsured ones!
spiderman0606 0
Dude, if he doesnt have insurance that automatically means it's his fault (although it is his fault) and he has to pay for everything. But fyl until everything is taken care of.
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Comments (91)
Sevenfoldist6661 2
This happened a long time ago, but there is so much painfully incorrect advice on here. 1) Simply being uninsured does not make you at fault. Liability is based on who is at fault for causing the accident, which in some cases, there is comparable negligence. 2) If op didn't add an endorsment onto the policy forthis engine, the insurance company would NOT add the value to the value of the vehicle. To find the value, they look at vehicles that are the same year/make/model and in similar condition. They determine value based on what these vehicles are being sold for in the area the interested party resides. Under colission coverage, with his reciept, the most he could get back for the engine is $200.
jsarge27 0
Same shit happened to me too. It sucks.
Chubgatti 10
Sue, OP. SUE!!
Perry85 42
I'm sorry but putting a new $6000 engine in an old car is like grandma getting a boob job. You just shouldn't. I agree it sucks but you kind of deserve it.
cyb3rbyte 20
To the people saying it's dumb to spend $6000 on an old car, yes, but from experience I can say I'd spend large amounts of money if it were that valuable to me, too.
gmanxx 9
dang brother. i work on my car everyday and i cant even imagine how i would feel if something like that happened to me. I almost cried real man tears for you.