Today, my sister got her car insurance quote in the mail. You would think it would go way up after being charged with reckless driving. It went up $1 per month. My insurance went up $100 per month after I tapped someone's bumper a year ago. I wasn't even charged. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I received an email from my insurance company about a claim that happened over a month ago when I hit someone from behind. I was very apologetic and stated it was my fault, and now they're trying to claim replacement vehicle costs. I was going under 10mph and their car only had a scratch. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I found out that due to the fact that I got divorced, the insurance for my car is going up. A year after she took everything, she is still costing me money. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I went to get insurance and I have a non-fault third party claim and yet my insurance has gone up. I wasn't even in the car when someone hit it. Why have I got penalised? They claim I'm now "statistically more likely to get in an accident." My car was parked. FML
Today, my mom's boss reversed into my parked car. She expects me to say that it's my fault so she doesn't have her insurance increase. FML
Today, my car was damaged in an accident. At the garage, I happened to find out that if some big insurance company is paying for the repairs, they only charge half the hourly rate they charge people who have to pay from their own meager salaries. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Today, my sister got a speeding ticket in the mail. A month ago, I got pulled over and used her name, intending to take care of it but forgot. She's going to the police station to review the footage. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
jake131000 21
Let's just say that it really depends on the person. The credit score and claims history is most important. It also depends on the quality of the insurance company. I'm Jake and I work at State Farm.
Ethan_Anonymous 28
What car insurance does she have? I want it!
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (40)
Bragi 12
Charged with is not the same as convicted of, OP. It's that whole "innocent until proven guilty" standard.
human321 11
mine is 314 and I was t-boned by some one backing out not my fault but girls tend to get better insurance rates because they are more "mature"