Today, on my holiday in Thailand I was using the ATM to withdraw $500 worth of Baht. While doing this the ATM crashed and decided to restart. After 5 minutes it spat my card out and nothing else. When I returned to the hotel to use the Wifi, the ATM had deducted the money from my account. FML
Collection
Wild Nights Out
Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.
Today, I withdrew $120 from the ATM at the hotel I'm staying at, only to have no money come out. When I talked to the concierge, who witnessed the whole thing, she said it had been happening all day and that the machine was broken. My bank says it's the hotel's problem, and the hotel says it's the bank's problem. Either way, I'm out $120. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, I canceled my ATM card, because it had been lost. Then I found it. Then I found out I can't reactivate it, because I asked for a replacement card. I'm from CA, and I'm in Mexico with only 20 bucks. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I went to withdraw 200 dollars. At the ATM, I noticed a suspicious man standing really close to me. I was nervous about entering my pin number, and worried he was looking at my account information. In my panic, I got all the way home before realizing that I'd left the cash in the machine. FML
Today, I went to have a drink with my friend. On the way I withdrew 20 bucks and when I arrived at the bar I realised I had taken my credit card but not the banknote. FML
Today, I went to withdraw some money out the bank. On a windy day. Next minute, woosh, my money was gone. My last $20. FML
Today, I ran out of cash. The nearest ATM to my house is over a half hour away by foot. After walking all the way there under the blistering heat of the sun, I realized I'd left my card back at home. FML
Today, I went to the bank to find out why I still haven't gotten my refund for when the ATM gave me a cash dispenser error and cancelled the transaction, but the money was taken out of the account anyway. The error happened on Friday of last week, it's Wednesday. FML
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Top comments
risher01 16
Talk with the bank you have an account with. I'm sure they would be able to do something. If not then FYL, OP.
species4872 20
Get onto the atm provider explain the situation, They can find out if the money was withdrawn or not.
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Comments (45)
wow2mylife 25
the atm provider will know if money spat out but if the atm was at a bank call the location
vogonpoet 5
Contact your bank. They can investigate and get you your money back. A good bank will have it back in your account within a few business days. The majority of ATM owners will just tell you to call your financial institution. I hope you have other funds to use in the meantime. Good luck.
OneShotOfEstus94 7
it's gone and it'll never be seen again ok? word of advice don't use atm machines in foreign regions.
gemstone586 12
I used to work in customer service for a bank. The Thailand part might be tricky, but otherwise this is the easiest kind of transaction to dispute. Definitely call your bank.
Angreal 14
$500 will have you living like a king for months in Thailand. 3 course dinner and drinks for $15 or less in most places
SSJ4Asterisk 5
"Aye carumba", "D'oh", and "Don't have a cow man" are the first things that come to mind.
Jenmic 16
I had a similar scenario except it was in my home country Canada and it just copied my pin number. I got my money back in less than a week and because of that I only use atm's from actual known banking institutions like CIBC, Scotia, BMO, etc.
bruce_leroy 7
And that's why you never use ATMs in a city called Phuket
pygmyfrog 31
Phuket indeed. If your bank can't help, maybe travel insurance can?
hamnedtodell 1
After reading the first two sentences, I thought this was going to be a poem