Today, I was bombarded with phone calls from debt collectors. After some investigation, it turns out my grandma, who has dementia, has been going into our mailbox and throwing away the outgoing mail because it wasn't addressed to her. I'm now apparently 3 months behind in payments. FML
First of all ... My grandma was throwing away my outgoing mail, I own rental properties and I pay with money orders so I'm always right on my bank account, a lot of my payments are the same every month I never gave it a thought to double check, cause it's like clockwork. Even had I written checks my statements come quarterly. I keep copies of my money orders thankfully. As for my grandma we didn't realize she was this bad...