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By redvolvo23 - United States
Today, I was bombarded with phone calls from debt collectors. After some investigation, it turns out my grandma, who has dementia, has been going into our mailbox and throwing away the outgoing mail because it wasn't addressed to her. I'm now apparently 3 months behind in payments. FML
I agree, your life sucks
50199
You deserved it
8380
redvolvo23 tells us more :
First of all ... My grandma was throwing away my outgoing mail, I own rental properties and I pay with money orders so I'm always right on my bank account, a lot of my payments are the same every month I never gave it a thought to double check, cause it's like clockwork. Even had I written checks my statements come quarterly. I keep copies of my money orders thankfully. As for my grandma we didn't realize she was this bad...
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By  redvolvo23  |  2

First of all ... My grandma was throwing away my outgoing mail, I own rental properties and I pay with money orders so I'm always right on my bank account, a lot of my payments are the same every month I never gave it a thought to double check, cause it's like clockwork. Even had I written checks my statements come quarterly. I keep copies of my money orders thankfully. As for my grandma we didn't realize she was this bad...

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  lizzi02  |  13

Not everyone does online banking. My mom used to use cash to get money orders and mail them out to the company. She didn't use a bank. Maybe OP does it this way as well?

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  jhs578650  |  9

@19

Even without online banking, the OP should have noticed that something was amiss after the first month. His bills the following month would have arrearage charges on them. The FML only mentions that the outgoing mail was tampered with. Even if the incoming mail was tampered with though, the OP should have noticed a distinct lack of bills coming in.

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  TheDrifter  |  23

Just the fact that OP didn't spend thousands of dollars that are usually spent over the course of three months should have been a big clue, even before the collection calls.

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  Virtual_BS  |  13

Some people don't read...
OP obviously did get the bills, did write the cheques, and did attempt to post them, at which point his grandma threw the OUTGOING mail in the trash without telling anyone.

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  imsh0rts0watt  |  9

Well excuse me for being human and accidentally misreading the post.. In either case OP deserves it, he should have noticed even when if he did receive his mail and open the statements to notice it said there was a missed payment

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