Time to stop drinking/doing drugs. If your mom had the foresight to see you were going to end up in an accident like this, you might have a problem.

There is no scenario where you don't deserve this.

Nothing about this is FML worthy because you deserve it. The person who has the FML worthy is the owner of the car that you hit.

What if you'd hit and killed someone who did nothing wrong Scumbag

So... you had the good fortune of benefiting from being on your parents' car insurance, possibly not even having to *pay* for the car insurance... which means that the car isn't titled in your name only either, because you can't insure someone else's car, so they either co-signed for you or helped you get a break with your premiums by putting themselves on the hook for your taxes and registration... and you're stupid enough to drive under the influence? And you want people to feel bad for you because your mom thinks you're a dumbass and knew that doing all that for you was a bad idea? You so deserve the crap they give you for this.

Today a drunk driver hit my car. That would be an FML.

Grow up !!!!! As Red would say,"DUMBASS!!!!"

I have have zero sympathy if you were actually drinking and got into a crash. In fact I have less than zero. No check that, I hate your guts. You could have killed someone. Get help.

Why remove you from the insurance