Today, I helped a stranger exchange 3,000 Argentinian pesos for US dollars through my bank. They gave him $3,000. The exchange rate is close to $195. My bank realized their mistake and now my bank account is -$2,805 expecting me to pay it back. All this happened before my recent paycheck came in. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, I was surprised to see a little extra cash in my account for no reason. Confused, (and a little concerned about fraud) I called customer service. Turns out my dad had accidentally used the wrong routing number and put the money in the wrong account. So much for that extra $35. FML
Today, I went to the bank to get a jar of coins exchanged for cash via a fancy counter machine. After 30 minutes I was handed a bag of rolling sleeves and was told to do it myself. Good news, I have a lot more money than I thought. Bad news, I have A LOT more coins than I thought. FML
Today, my boss told me that I was getting a promotion. I was so excited to tell my family and friends the good news, but when I got home and checked my bank account, I realized that I had accidentally transferred all of my savings to my ex's account. FML
Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML
Today, I'm making preparations to call a foreign embassy to try to get back a huge sum of money. A close relative was scammed out of it, it seems to be bouncing around a European banking system, and they are not capable of figuring this mess out themselves. It's not even my money, but I feel obligated. FML
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Top comments
AmbrosiaFan 19
Which bank is this and are you fighting it? Considering they made the mistake?
Gwengreen 6
Something is missing here.... How would it be legal for an FDIC insured bank to hold you responsible?
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Comments (24)
middlenamefrank 8
You were scammed by the stranger, who is friends with the teller at the bank. You need to report it to the authorities. Hopefully you can identify the teller.
middlenamefrank 8
You were scammed by the stranger, who is friends with the teller at the bank. You need to report it to the authorities. Hopefully you can identify the teller.
FalconHawks11 3
I don't know what "Bank" would ever make this mistake, as they are required to check things like exchange rates and do some paperwork BEFORE they ever hand over that kind of money. I smell a rat with this post. And yes I have had a B of A bank make a mistake that they held me accountable for, to the point they locked me in a board room with them until I agreed to split the cost of the mistake.
Luke Cann 5
you helped a stranger convert money... so you helped launder their money then?
sallygee 9
did the bank make a mistake or did you? I think this is kind of vague.
Tom O'Halloran 9
my BS meter is off the chart. I worked in a bank. not even a rookie teller would not make that error.