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By  jbuckets_404  |  38

Here in the US, a joint account only means that more than one (named) person has legal access to a bank account, not that its contents are equally split. In fact, any one of the account holders can withdraw 100% of the funds if desired without notice.
Good luck, OP!

By  stickyface  |  8

That's... not what a joint account means. It means you each have access to ALL of it, not that she's entitled to half. If she's been taking money out that you put in, without telling you, then you need to close the account immediately and open your own. If so, she didn't technically steal from you, being a joint owner, but it's morally very shaky. YDI also for not noticing for 10 years; you need to pay better attention.

If she hasn't taken any out and you're simply freaked that you just now realized that she could, then YDI for not knowing what you signed up for.

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By  alycion  |  38

I don’t get how a parent can do that. Mine were always joint accounts until I was an adult. I had to fight them to take $250 for 2 days for the rest of a down payment on a car that I would be driving a lot. They paid me back with 25 bucks interest. That’s the way it should be.

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  Cooper201288  |  15

Tat's because you have normal decent parents. My boyfriend's mom stole money out of his account. But, My parents were never on my account to begin with and hate even letting me pay for dinner still and I'm 30. Some of us are lucky and have good parents . Others not so much.

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  Reggie89  |  2

I set up my son's I put mon in his account but would never take advantage of him like that. family members sould not screw you remember that when it's time to put he in the old folks home.

By  jbuckets_404  |  38

Here in the US, a joint account only means that more than one (named) person has legal access to a bank account, not that its contents are equally split. In fact, any one of the account holders can withdraw 100% of the funds if desired without notice.
Good luck, OP!

By  KaD6  |  21

Easy solution- take most of what's in the account out and start your own sole account. Don't close the account, you'll need her permission for that.

By  bl3ur0z3  |  16

1) Yea, if she set it up, her name is going to be on 2) You both have equal access to the full contents of the account. 3) You didn't notice if you were missing money all these years?

By  stickyface  |  8

That's... not what a joint account means. It means you each have access to ALL of it, not that she's entitled to half. If she's been taking money out that you put in, without telling you, then you need to close the account immediately and open your own. If so, she didn't technically steal from you, being a joint owner, but it's morally very shaky. YDI also for not noticing for 10 years; you need to pay better attention.

If she hasn't taken any out and you're simply freaked that you just now realized that she could, then YDI for not knowing what you signed up for.

By  Danna Zil Ko  |  5

Had a joint account with my mom and she could see my spendings and comment on it. It was really annoying so when i was 18, i opened a personal one and closed the joint account