Today, a great job I have been wanting to apply for opened for applications. Turns out it requires a clean background with no credit issues. I recently got a notice saying my wife and I are being sued over an unpaid $140 medical bill that she neglected to pay. FML
Collection
Wild Nights Out
Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.
Today, I got a call from the county’s courthouse where I used to live saying I was being sued for fraud and expected in court to defend myself. Apparently, my ex took a loan out in my name and now I get to pay $2300 worth of legal fees and restitution to this loan company. FML
Today, I found out that I owe the IRS money due to my previous job not taking enough taxes out. I am broke, unemployed, and was counting on a big refund so I could pay for my divorce. FML
Today, I went to work feeling great. I'd just paid off my student loans and was planning a trip to see friends in Italy. I left work unemployed because a fraud case I exposed 3 years ago got the company sued for slander. It was thrown out because everything was fact. FML
Today, my husband fell for an online scam leaving us 1450.00 in the negative. We get paid tomorrow and most of our money is going to cover that debt. FML
Today, I got home from working abroad for eight months and opened my post. I'm being taken to court over three parking tickets my mom didn't tell me she'd gotten using my car. If we lose, my credit score is affected for six years. FML
Today, my wife, who has been unemployed for over two years, had a $415k job offer rescinded, all because the hiring manager thinks she might be a Karen (Yes, she is). My job contract ended last month, so we have no income. FML
Today, I got a job, a good job with benefits, a 401(k), and took a lot of work to get this: background check, drug testing, being qualified and I need to pay bills. I can't even be happy because my husband got demoted. It's all about him, and fuck my hard work. FML
Today, I learned I have over $10,000 in debt, despite never owning a credit card. Apparently, my ex-roommate had been replying to the credit card offers I was receiving in the mail. That also explains my missing driver's license a few months back. FML
Today, my power company notified me that one of the payments my husband and I sent last week for our overdue bill had bounced. FML
Today, we had a visit from the bailiffs and police. It turns out my partner has been lying about paying his half of the bills and destroying letters about it. Now I have to find an extra £3k during a cost of living crisis and attend court. This is on top of bailiffs forcefully entering and taking most of our things. FML
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Top comments
Bricktothehead 21
If you pay it post-haste and talk to the parties involved, they may simply drop the suit without it getting into your check.
TheSmartAss10 21
FYL OP, She's ruining both your credit. :/
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Comments (28)
vikky538 29
Medical bills aren't considered bad history. Please check Experian rules and terms
artoozie13 15
Apply for it anyway. If you get to the point of needing the background check, dispute the medical bill. They will remove it for 30 days while the dispute is being processed. As long as the background check goes through before the 30 days are up, you'll be in the clear.
Richard6036 13
It doesn't automatically exclude you from getting the position ! Secondly your wife needs to be more responsible, because things like this can hurt your credit score. And that Leander's frown upon.
Dexter83_fml 17
OP the employee is openly discriminating against your situation
Shade1982 21
How is that discriminating?
jvanevery 19
immediately call the attorney and pay the full bill then you need to complain to the original doctor that he didn't Bill you correctly so that you could pay it next you need to dispute the item on your credit report you will have to do that with all three agencies Equifax Experian and TransUnion it can all be done online actually first you need to pull all three credit reports to see what's on them annualcreditreport.com
DebAce 3
That is really STUPID!!
kevinsagirl2323 8
so pay the frigging bill. duh
millsjoshua949 12
So pay the bill. Problem solved.