Today, I learned that as much as I try to save my money, it always just slips through my fingers. After rent, I got paid $280 yesterday, $85 went out on my gym membership, $95 went out on my internet, $125 went out on my Hello Fresh. I have to choose between half a tank of petrol or breakfast/lunch for the week. FML
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Autumn: Leaves and Laughter
When the leaves fall, the laughter rises. Discover autumn stories as crisp as dried leaves!
Today, I live in a world where I work 50 hours a week, and yet after paying all necessary bills, eating one meal a day, and only drinking water from the tap, I am £130 pounds poorer than last week, all because I had to use my credit card and increase my debt to buy petrol and pay the gas bill. FML
Today, I did my budget. I have a good job, make decent money, and work full time, but without including any flexible spending items like groceries, I make $32 less than my bills each month. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I realized that I spend more money on gas to go to my job than what I get paid. FML
Today, after years of living week to week, I finally got enough money that I could start saving. The universe found out and I got hit with a $2,000, a $300, a $400, and a $800 bill, all within the space of a week. Bye, bye spare money. FML
Today, I had to spend all of my money on textbooks even though my refrigerator is empty. Starving and frustrated, I called home to ask for money for groceries. My mom told me I could afford to skip a few meals. FML
Today, after 6 months of training and going to the gym every day, I realized that the only thing I've lost is $300 worth of gas. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I checked my bank account that I've been saving money in since I was a kid for college. I have $100 left out of the $10,000 I had last month. Apparently my parents thought buying a pool and an HDTV for themselves was more important than my college education. FML
Today, I finally got a raise after years of hard work! Excited, I went on a shopping spree, but as I checked the latest prices, it turns out that my extra income barely covers the increase in my grocery bill. Thanks, inflation. FML
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Top comments
Sonotsuave 35
Um, how about get a less expensive gym membership and not subscribe to food services if you can’t afford them. YDI
sirrubberduckie 36
Sounds like you need a budget. If your expenses exceed your income, you need to cut back somewhere. (Like the first commenter said, probably start with the gym and meal service.)
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Comments (13)
Sonotsuave 35
Um, how about get a less expensive gym membership and not subscribe to food services if you can’t afford them. YDI
JasonThorn 21
Agreed. Paying $85 for a gym membership? Paying $125 for a meal delivery service that, for some reason, doesn't provide you with food?
sirrubberduckie 36
Sounds like you need a budget. If your expenses exceed your income, you need to cut back somewhere. (Like the first commenter said, probably start with the gym and meal service.)
RichardPencil 30
What kind of ******* gym is that? You really need to avoid riff-raff so much that you drive yourself into poverty? Get a rape whistle and a can of mace and join Planet Fitness.
VnD 12
Sounds like it's the consequences of your own actions, instead of wasting money on such an expensive gym membership, you can workout at home for free, there are tons of awesome online trainers on YouTube or go to a less expensive gym and you can budget your shopping instead of ordering food out, don't complain on the net over something that you can totally control!
Crowned Sataness 12
You are living well beyond your means. Gym memberships here start at $20 including massage and hydrotherapy and Hello Fresh is expensive. Take your ass to an actual grocery store
ODBeefalo 10
drop hello fresh and learn to buy groceries. boom saved you like $50. you don't need to learn to save. You need to learn to spend better since it looks like you are paying for the wrong things. 85 to a gym is a lot. I pay 15. 125 for groceries, I am assuming for a week (a lot of them are) is a lot. I pay 50-60 a week, including some snacks. spend better then learn to save what you haven't spent...
FluffythePink 23
Dude... People like you are your own worst enemy. Get a cheaper gym, do your own shopping and shop around for cheaper internet. If you are out of contract, call your retention dept and ask them to do you a deal before you leave them for a cheaper service. Your money isn't 'slipping through your fingers', you are literally p!ssing it away and then whining about being broke. Why? Are you attempting to look good to other people? That's just flat out idjit territory. Were you never taught to budget? If so, there's uncountable places on the net that can teach you. There is absolutely nothing about your situation that you can't fix in a month and boost your income by at least a quarter if you just rejig your out goings to what you can actually afford. I say this as someone who manages to live comfortably on a very limited income. No, my life is not flashy or 'Instagram' worthy but it is stable and it is comfortable. That's all anyone actually NEEDS. Go watch some budgeting videos, implement the advice and then enjoy being able to afford gas and breakfast at the same time.
idragosani 15
Seems like you need to make some tough life decisions. Go to the YMCA and get up off your arse and go to the supermarket for your food. You'll be amazed at how much money you suddenly have.
Brightside86 30
I'm surprised Hello Fresh is a thing, its so expensive you mise-well just go to a restaurant, or just order the unprepared food your self for like 1/4 the cost.
lexxiasaurus 28
just because it's a fun easy trend for food services, doesn't mean your budget can always afford them. being thoughtful and planning out your meals for the next two weeks can help save money at the grocery store