Loans? You can't get a job or a job you like? If you're so broke, you should just settle for a paying job for the time being.

get a temp job or burger flipping job. A well known cosmic joke is that while you are jobless no one will hire you that it is worth working for no matter the market, but once you have a job everyone is hiring for jobs you want. college, and experience got me nowhere when I needed a job, but once I had a temp job everyone was hiring. sometimes it is best to trade up over time as well, build your demand ability and learn what demands you care about and what you use as a throw away.

Don’t blame COVID Bc you don’t want to work at the places that are hiring.

You can absolutely find a job, places are hiring now more than ever. Lower your standards.