he/ she wrote an FML..

Honestly, the only way I could think of that a debit card would break is if OP kept it unprotected in their pocket all the time causing it to become very worn and fragile from frequent bending. If that's the case, it's OP's fault and she shouldn't feel bad at all...

that's a very American thing to say.

'Merica!!

Let's derail this America hating circle jerk train before it leaves the station

Actually, both of those statements are false.

Depends on where you live I think :P.

she made a taco though